government policy on paying for healthcare

ana
Thanks for that.
I have looked on ageuk.org.uk
When I typed deprivation of assets in searchbox, a huge fact sheet came up,with all the info anybody could want. The last update was MArch 2012.
I picked out the following:
This is a guidance to the LA. regarding the timing of the disposal of assets.

It would be unreasonable to decide that a resident had disposed of an asset in order to reduce his charge for accommodation when the disposal took place when he was fit and healthy and could not have foreseen the need for a move to residential accommodation.

Yes, and one would hope that that guidance would be adhered to, but this bit:

'You should be aware that there is no limit on how far back authorities can go when considering if this is the case.'

would seem to imply that LAs have discretion to try and prove that the disposal was carried out expressly to avoid care fees.

My mother still had to pay for her n/h she lived in bridge of earn Perth!

Yes, ana , absolutely.
But I would have thought that the LA will have a very hard time to prove these cases, if executed like it says above.

On another note, why would any of us want to go into a care home even?
I have seen quite a few, state and private and they all filled me with dread.
If that is what awaits us I would rather have a pill.

It is an interesting idea that people might have to pay interest on the loan. When the LA puts a charge on the property it is done through the courts and has an element of compulsion. Presumably no-one can compel someone to take out a loan; so what happens if someone refuses to do that, do they have no care I wonder?

Yes, I suspect that, as usual, the glaringly obvious flaws in the proposed policy have just been ignored in the rush to get it out!