I don't think it's fair to pay tax on all private pensions. I think the threshold should be higher. My mam and dad did without so that they could pay into the Superann scheme. I know they got a slight tax reduction when they paid it but now my mam seems to be punished for having been thrifty. She not only pays tax but also has to pay for the dentist. Her sister and BIL didn't save. They went out every weekend, had a car and had holidays in hotels. Now my aunt gets her rent and council tax paid and gets extra benefits that mam doesn't qualify for because they're means tested. For example although they both get the winter fuel allowance, my aunt gets an extra payment if the weather is below a certain temperature for seven days in a row. Mam doesn't get that payment even though she needs to keep warm too.
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