My husband and I have our own home which is paid for but maintaining it and paying rates etc., is a struggle with our two government pensions. When my husband dies, I will not be able to afford to live here. I would have to sell up and move to a smaller place which is fine, although not an ideal time to move. But to add to my worries, my husband has just told me his life insurance ends in four years, and he won’t be renewing it as he simply can’t afford it. I wish we could move into a smaller place now, but there are five houses for sale on our estate and three of them have been up for sale for over two years plus my husband doesn't want to move. I hope to persuade him to take out another life insurance policy, but he tells me it’s impossible as they all charge the earth and anyway he will only be able to insure himself for a very small amount like £1000, so it’s all pointless. I’m at a loss to know what to do. Does anyone have any thoughts on decent inexpensive life cover that maybe I could take out? It’s awful to hope he dies in the next four years or better yet I do, but that is what it’s coming down to.
It's exhausting when she visits - AIBU or is it just me?
Couldn't organise anything - Boris needs to go
Tearing the family apart - freeloading brother