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Help, calm me. House buying and selling stress

(1000 Posts)
craftyone Thu 21-Mar-19 07:52:20

I have a bad stress headache today, never normally get headaches. I am buying a new house before selling my own, at least that was the plan. There has been a buying hold up, caused by waiting for sight of an important document. All in all 3 months has turned to 8 months. Just waiting for one document, which was `in the post` to nhbc

My buyer, february viewings, is starting to lay on the pressure. I had 25 extra and difficult questions to answer yesterday, some relating to building planning dating back to 6 years before we moved in, a new build.

The whole idea was that I would complete on my new home and move in stress-free, a bit at a time. I will definitely not move to rented. I had a string of people wanting to buy my property and will delay my buyer if needed

The stress is awful, widowed, doing it all myself and even with a good solicitor, I am churning up inside after yesterday`s questions

NotSpaghetti Thu 21-Mar-19 08:11:29

My daughter had questions for the person she was buying from. They didn’t answer even the simplest (eg how old is the boiler?) so just day you don’t know to everything. They did. My daughter bought it anyway.
Good luck.
Give yourself a pat on the back for making the move and just keep looking forward.

NotSpaghetti Thu 21-Mar-19 08:12:00

Sorry - just say you don’t know-

GrandmaMoira Thu 21-Mar-19 08:13:13

You have my sympathies. I moved a few months ago, buying and selling at the same time and it was a nightmare. Just try to visualise when you eventually move you will be happy in your new home.

Anja Thu 21-Mar-19 08:37:10

Don’t stress. I sold my last house very quickly...too quickly as hadn’t yet completed on the one I was buying. I simply put everything into store and ourselves went away on holiday then stayed with relatives for the 6-week delay.

It’ll all come right in the end.

lovebeigecardigans1955 Thu 21-Mar-19 08:53:55

You have my utmost sympathy, crafty - I moved house three years after losing my husband and it's stressful enough when there's two of you. My wonderful neighbours (who I would have taken with me if it was possible) were a tremendous help. I think it's a case of 'one problem at a time' if you can possibly do that.
I sold the house quickly and then my buyer turned out to be a right 'madam' and it became so ridiculous I nearly pulled out. Hold on tight, it's a roller-coaster I'm afraid. Just tell yourself that this time next year it will all be over and will be worth the aggravation. Best of luck.

Badenkate Thu 21-Mar-19 09:05:12

My younger son has just started the process and got The Survey report yesterday. I had warned him it would be really depressing as they cover themselves for every eventuality, and it is an old house. So now we've got the discussion this evening over the phone about what we think about it. It's bad enough buying your own, it feels like twice the pressure when it's your child!

Teetime Thu 21-Mar-19 09:22:31

Well you may think this is silly but we have quite a lot of experience buying and selling and I always pretend I'm Kirstie- I borrow her phrases, her sideways looks and hopefully her strategies.

Luckygirl Thu 21-Mar-19 09:36:42

The questionnaire that sellers have to complete can be very difficult, unless you are obsessional about paperwork and filing; and unless you have every document about every appliance etc. from the people you originally bought from.

When we moved a couple of years ago, we just put N/K by several things. Mind you we were selling to our DD, and she knew the house well.

I am sorry you are having to undertake this arduous task on your own - it must be very hard; and I hope it all goes through in the end.

Whiff Thu 21-Mar-19 10:12:49

Dear Craftyone
I put my house on the market a year ago this month. I accepted an offer end of June and found a bungalow to buy and had my offer accepted the being of July. Should have exchanged contracts on 7th September and completed 14th. My buyer moved into rented accommodation on the 7th I didn't find out until the afternoon of the 11th she had pulled out. I was devastated. I got another buyer October. We should have exchanged on 1st March and completed 8th. This buyer pulled out on me four days before the 1st. Couldn't believed it happened to me again. Got another buyer on 5th. They are first time buyers hopefully everything goes well this time. Luckily each time the bungalow I want to buy was still for sale and the vendors are willing to stick with me. I answered every question that has been asked truthfully and proved documentation. I am also doing it on my own my husband died fifteen years ago he was forty seven and I was forty five. The stress selling is awful and all the sleepless nights are taking a toll on my health. It shouldn't be this hard. The laws should be fairer and I think once the survey and searches come back and price agreed that should be it. You can only back out if someone buying dies or redundancy or serious illness or injury but you have to prove it. If not you have to pay so many thousands of pounds to each person in the chain as a penalty. People can pull out at the last minute and don't have to give a reason . How can people be so cruel. In Scotland and Europe the the laws seen a lot fairer than English and Welsh law.
Hang it there and I hope you don't have what happened to me happen to you.

midgey Thu 21-Mar-19 10:41:07

flowers for Craftyone and Whiff, I hope things rapidly improve.

craftyone Thu 21-Mar-19 10:48:55

They are very sweet and comforting posts, thank you so much. I will try and think one day at a time and no more of `what if`. The lack of sleep last night creased me this morning, it was also a full moon and I never sleep well under a full moon

So today, I resolved to get cracking on eating only from my fridge and freezer. My freezer is still too full, I have been counting on getting a new freezer as soon as I know completion date for that house. I made soup today, lots of freezer veg and some blitzed almonds from the freezer, another resolution was to eat better than I did yesterday. Then I had a phone call, my buyer is nearby this afternoon and will be stopping to take photos of the parking space. Now my house smells of cabbage, windows wide open and tops wiped again.

I have cluttering cardboard in my car boot, in case I see her and have to ask her in but I will do my level best not to be here, I have no idea what time she will be taking these photos

Oh whiff I could have cried when reading your post, no-one should have to go through that. I have been so strong since my husband died but these past few days, I have felt so close to tears. I need him in the house, todeal with the paperwork an help with packing but I shrug my shoulders and carry on

Re packing, I started a year ago and most is done. I either sorted and packed by myself or the alternative was to get everything packed up professionally and then I would have to sort after moving. I preferred to do it in my own time

Whiff Thu 21-Mar-19 14:22:37

Craftyone, I know just how you feel . My husband was a business man and very organised. All the i's dotted and t's crossed. I have prided myself on coping after his death as I don't want to be a worry to our children. But when my buyers pulled out I just wanted to crumbled and must admit I felt sorry for myself. I have never felt like that before and hated those buyers with a vengeance. People seem not to care about the months of stress we go through especially if we are doing it by ourselves. I don't know how far you are moving away from your home now. I am moving from the West Midlands to Liverpool. To be nearer to my children and my three grandsons. I started sorting and packing in July and was all set to move in September. At least most of the packing is done only the stuff I use daily to pack . All my extra furniture went August along with all the rubbish. The charity shops have done very well out of me. I am downsizing from a large three bed semi to a two bed bungalow. I am using a removal company to move me and they have been very helpful. Try and rest when you can. And I hope every thing goes smoothly for you.

craftyone Thu 21-Mar-19 15:15:31

I had a nap this afternoon, actually in bed this time, I had an hour and have caught up with myself, headache has gone. My new house is smaller, a new build and I will be first on site. The builder is lovely, he cannot do enough for me and will help to get the extra garage internals done before I exchange, so I at least have somewhere I can dump my stuff. I have to phone him tomorrow and meet him in site next week

Stay on the thread whiff, we want to know how things progress and we all wish you the very best of luck. Liverpool eh! well I spent all my life in Liverpool, it made me what I am

Marieeliz Fri 22-Mar-19 11:15:29

My buyer had Survey and now vanished no communication at all with Agent or me. Like poster someone hanging on with bungalow for me. I have another offer lower if original buyer doesn't resurface over weekend other buyer can have it. Offer is £3000 less but hey Ho!

Urmstongran Fri 22-Mar-19 12:18:12

Your last post sounds as though you are feeling more positive craftyone. The restorative powers of sleep! When I’ve read your posts on other threads you did sound uber organised with it all. Hopefully this is just a hiccup.

TwiceAsNice Fri 22-Mar-19 12:30:04

I do feel for you, hang on in there. I was fortunate enough to move from a temporary rented house which I lived in after my divorce. The plan was I would live with my daughter for approx 2 months whilst my new build flat was completed ( bought with divorce settlement, the stress of that is another story ) The hold up / problems with new build meant I actually lived with her for 5 months before it was ready. Good job we’re close!

craftyone Fri 22-Mar-19 14:08:58

That e mail list made me get more organised. So now I have 7 files for the new owner, all titled and separated. Eco house with many different systems. All sorts of docs were wanted by their solicitor, vague stuff going a long way back. I have done what I can, almost ran out of copying paper. All originals have to stay for the buyers, copies for the solicitor.

Took me another 5 hours today but I am (fingers crossed) done. Appointment on monday with lovely hand holding solicitor, to go through one question at a time. I am ready

I am very grateful that hubbie kept all paperwork and so did I, wasn`t very well sorted but it was there, 9+ years of it. Lesson learnt was not to write on original paperwork, covenants etc. Massive shredding session coming up after exchange, there is a big pile of `not needed` paperwork bits on a desk, keeping for now just in case. Another lesson is to print anything that is sent to me as an attachment from the solicitor re my new house

The old days are well and truly gone, when buying and selling was easy and much cheaper

Valerian taken before bed last night, was a bit dozy this morning, so half the valerian tonight. Should get me back into sleeping pattern

craftyone Fri 22-Mar-19 16:40:22

Now I am thinking about what I need to do wrt bills and who to inform. I am starting slowly because it is early days, electricity is ok, water is not as the meter is under a heavy roadside manhole, impossible for me. I rang them and am just letting you know that they will do an estimated bill.

I will start to make a list, who to inform etc

Chewbacca Fri 22-Mar-19 18:21:00

I too am on the move. My solicitor asked me for the original documents for the boiler being installed 12 years ago; evidence that the boiler has been serviced within the last 12 months; the FENSA guarantee for the doors and windows and the HETAS certificate for having the chimney swept and the wood burner serviced. All were provided within 24 hours of being asked for them. Yesterday I was told that they've "gone missing" and can I provide copies. As I was asked for the original documents.... no I can't. As if moving house isn't stressful enough. angry

notanan2 Fri 22-Mar-19 20:21:54

People can pull out at the last minute and don't have to give a reason . How can people be so cruel

Generally they are not. A buyer pulling out late will probably have paid £££ on surveys and checks so it hurts them financially.

Usually its the mortgage company saying no to the property. They do this A LOT more than they used to. Any little irregularity. They only like very very "standard" properties, and will spook at very small seemingly unimportant details.

When we first bought a 6 week from offer to completion time frame was the norm. Now its at least 3 months on average unless its a cash buyer. This is because of mortgage providers. Not "mean" peoole who paid out £££ on checks for a seemingly fine house before finding out last min that their mortgage provider doesnt like the property.

notanan2 Fri 22-Mar-19 20:30:18

My buyer had Survey and now vanished no communication at all with Agent or me

Another thing that has changed since we first bought is surveyers.

Back in the day the surveyor would provide a verbal "for dummies" summary as well as an indepth writen report, i.e. a phone call either saying "dont touch this place with a barge pole" or "its fine, avarage amt of issues for a property of that age/type" or "you will need to spend 30K on fixing X so renegotiate the price"

This meant you could quite quickly get back to the seller and progress. Or not.

NOW a lot of surveyors refuse to summarise their reports or advise on whether or not its a worthy purchase for the price.
You need to go find a 3rd party to interpret the report.
In the interim you are advised not to communicate with the buyer incase you inadvertantly accept issues that you later need to renegotiate over.

notanan2 Fri 22-Mar-19 20:39:08

The process has become terribly complicated since the whole sub prime lending thing blew up

TBH there is no solution because in systems where offers are binding, people do surveys and checks prior rather than after so it takes just as long. And mortgage companies would have to be satisfied before any binding contact was made... which is what exchange is it wouldnt actually be any different for the seller

notanan2 Fri 22-Mar-19 20:46:25

Oh and in terms of getting the survey interpreted, now that surveyors are not willing to say what they thing should/shouldnt be a deal breaker..
...there is no specific provider of this service!
You need to take it to a tradesperson or other expert for each specific individual issue. There is no one person any more who will tell you what is a normal report and what is a concerning one.
The surveyor used to do that for you but increasingly now they wont they will only commit to the written report

notanan2 Fri 22-Mar-19 20:47:57

This is why cash developers really hold all the cards and dominate

Marieeliz Fri 22-Mar-19 21:08:48

Don't think Survey is problem. Buyer has not answered her mobile or land line which is backed up with messages. They were 1st time buyers in their late 40s living at HT property. Think they got cold feet but they could have told us.

New buyer could be a pain but I know what is despair ate for the house as he lived near previously and was sorry he left.

I am 80 have lived here since 1960 have no one to help me pack up and move. I have got rid of some stuff but have only touched the surface. I will have no storage when I move. I have fitted wardrobes here none in the bungalow.

notanan2 Fri 22-Mar-19 22:58:10

Its not necessarily that the survey itself is bad, but because surveyors are now reluctant to summarise and advise on it, like they used to, interpreting it can be an overwhelming task for buyers who have no contacts in the trades, and they are advised not to communicate with the seller until it is interpreted but there is no "survey intetpretation" service out there..

Chewbacca Fri 22-Mar-19 23:06:49

The survey that I recently had done on my prospective new house was done on a traffic light system. Anything coded green was good and needed nothing done. Anything coded yellow was to be seen to in the not too distant future and red was to be addressed now. I took the report to the relevant tradespeople and asked for their advice, and the estimated costs to rectify the items, and then went back to the agents and reduced my initial offer. The selling price was reduced by £3500 to take into account the work needing to be done. The survey cost me £360 + vat and so was worth every penny.

notanan2 Fri 22-Mar-19 23:28:48

That sounds good Chewbacca

GrandmainOz Fri 22-Mar-19 23:54:24

Sympathy to craftyoneand everyone else going through stressful house moves. I'm downsizing. Finally everything seems to be sorted. I've bought a property and sold my current one. Move in May. I have had 9 months of hell to get to this point. If I went into all the details we'd be here till Christmas!
Suffice to say it's been the most ridiculous, arduous process and I hope I never have to do it again.
I've bought and sold several times over the decades - never known anything like this before! Absolutely draining. I do sympathise with anyone else having difficulty!!

notanan2 Sat 23-Mar-19 00:11:14

It has gone crazy. Such a shock to the system having bought and sold in the past. The time frames are just insane. But it's really not individuals fault, the process is so drawn out and complicated now.

notanan2 Sat 23-Mar-19 00:17:30

Even with indecisive/cold feet time wasters in the past, they only got to waste a few weeks, not months and months.

Its so frustrating and really draining.

Quite honestly, if I had had MONTHS to overthink my first home purchase I would have probably doubted it and got cold feet. But with everything progressing quickly, as it did then, we only really had time to worry about major issues, not every little detail

craftyone Sat 23-Mar-19 04:16:56

I requisitioned a survey on one house, same area that I am moving to, old house, big garden. Survey was the full works, cost me aroung £1000. It was worth every penny but it still needed to be deciphered in the cold light of day, luckily I have a structural eng friend who talked me through it and I backed out. Everyone in the industry is covering their backs these days, no-one gives spcific advice but words advice in a way that again needs translating.

I am almost 8 months on, should have been settled 5 months ago. We bought and sold 5 times in 8 years when we were young, job move or we fancied a change. It didn`t cost much and took about 6 weeks

Marieeliz, I empathise, you must be utterly drained. If I could turn the clock back I would, I would move at around 65, rather than in my 8th decade

Grampie Sat 23-Mar-19 10:05:13

Why not rent for the interim?

Renting while selling our family home and buying our retirement home (new) was the best thing we did.

We could hold out for a well qualified buyer and we were able to strike a good deal on our new home.

And we had plenty of time to give away or sell what we no longer wanted.

anitamp1 Sat 23-Mar-19 10:21:37

Selling and buying houses nowadays seems to be more complicated and usually strings out longer than it did years ago. Helped our son sell his flat couple of years ago. No chain as he and his partner had already jointly bought a house and moved in together. Agreed price with buyer for bit less than we wanted on promise of quick sale. But it dragged on and on. And like your buyer we would get letters from our solicitor with questions from buyers solicitor, answer them, and then get further questions. Estate agents and solicitors little help. Got to stage where we gave an end date after which we said we would withdraw from the sale. Suddenly buyer managed to complete within a week. Have had friends who have been let down due to chains falling through. It's horrible being in limbo and so frustrating. So you have my sympathy. But just tell yourself how proud you are of yourself for coping with it all alone. And that there will be an end point when you can put your feet up, pat yourself on the back and say I DID IT.

BazingaGranny Sat 23-Mar-19 10:28:59

Dear Craftyone, glad you are feeling less stressed. Moving house is one of the HUGE stressors in our lives.

When I sold my flat, I was lucky enough to not have to buy at the same time - that would have trebled my stress, which was already high enough.

As others have said, it was only after my first buyer dropped out, and my solicitor went through the written questions again, plus different ones, did I realise that I didn’t have to know the answers to everything, and that I didn’t necessarily need to know where all the paperwork was.

Plus, we couldn’t find the FENSA paperwork for our new replacement windows, and as long as everything was at least one year old, my solicitor said you can get a VERY cheap one-off insurance policy to cover the glazing installation, etc.

And from my experience, sometimes buyers or sellers (or their families or neighbours!) can get very hung up on something that simply does not matter, like leaving carpet or not. Anyway, I sold eventually, and bought, and after a year or more, can look back on it all with a sense of relief and am very pleased I persevered with it all!

GrandmaMoira Sat 23-Mar-19 10:29:08

I have to disagree that moving is taking longer nowadays. Maybe it depends where in the country you are but when I was young it was a long drawn out process and difficult to get a mortgage with the high interest rates in the 1970s. Each time I moved in the past it took six months though some people managed it in three months, never less.
The difference now is that it takes a long time to find a buyer whereas in the past there was always someone to snap up a house immediately. My recent move took 15 months, plus several months before that decluttering and decorating ready for sale.

sandelf Sat 23-Mar-19 10:31:13

Craftyone Take it one little thing at a time. If you can only do one question a day - so...? And being at bit raggy nerve wise in these situations is just human. Have your priorities - make sure you get at bit of rest every day, don't let your nutrition go too far to pot. Ask for help with everything its possible to get help with. And Good Luck.

Marieeliz Sat 23-Mar-19 10:45:28

Well other buyer has come back tried to offer less but I said we would split the difference. He then a me back to split again. PUT MY FOOT DOWN AND SAID NO !!! He came back and said he wanted me to take it off market while he got a Survey. Again I said no. Previous person has just had a survey and not cone back. Why should I take it off the market to suit him. I have told Agent this she hasn't come back yet. Love bossy men giving their orders out.

craftyone Sat 23-Mar-19 11:00:12

We bought and sold several houses in our liftime, bought this present one 9 years ago and the deal sailed through. There are questions upon questions nowadays, the professionals covering their backs and yes the process is taking much longer. I had several buyers lined up, nosy viewers who fell in love and then had to sell their own. My present buyer is in a very different position and is local

Marieeliz, my buyer is not getting a survey, does not need one for here and I took it off the market as soon as the sales agreement was sent out. It gives the buyer peace of mind and encourages them to stop looking, if they think that their buy is safe. Having a survey is an extra cost to your buyer. My EA changed the status to `under offer` which really means that other people could in theory get a look in but makes the buyer feel safer

I am hoping that my new build will have the final paperwork in place very soon and to save a delay to completion, I have changed my mind about using a cheque. Halifax personnel have already told me that they will transfer the cash, they will actually do it in branch, rather than me fretting about scammers and the like.

Jane43 Sat 23-Mar-19 11:17:42

Surely your solicitor should be dealing with these problems. As somebody else said, just say you don’t know, if that is the case or thre are things like not having a certificate for electrical work or replacement windows carried out an indemnity insurance policy will be taken out.

petra Sat 23-Mar-19 11:18:36

I feel your pain, I really do sad
We have bought and sold a lot of property but this last one was the worst: think sitting at the traffic lights and both legs went into shaking with the stress angry
But getting back to your planning permission documents.
I had exactly the same problem. My solicitor informed me that this was needed ( this planning happened years before)
I asked him how long this would take: he said: about 6 weeks!!!
I took the situation into my own hands, phoned the planning department, pleaded with them ( in floods of tears)
the lovely lady emailed the document over to me which I printed off.
You have to bypass the solicitors sometimes, even though your paying them an arm and a leg.
I wish you well.

notanan2 Sat 23-Mar-19 11:47:54

Marie lots of buyers (myself included) wont start the expenses of the checks until the property is marked "under offer". It makes no sense to do so

notanan2 Sat 23-Mar-19 11:51:32

Why not rent for the interim?

I wish I could afford to rent one house and run/upkeep another... I would do it all the time grin One hectic house for my lovely family... one peaceful serene house for me grin.

Teacheranne Sat 23-Mar-19 12:13:32

I moved from the Midlands to Manchester six years ago and had some interesting experiences with buyers! I was only selling as I had decided not to look for a new house until I had the money in my bank - I was already commuting from my new job at weekends and living with my mum during the week.

I had two buyers pull out. The first one was very keen, things were progressing well between the solicitors etc and they came round several times to take photos of the rooms to plan where their furniture would go. Then, after the sale fell through ( never given a reason) I found out that they were buying a house around the corner of the same design but not yet modernised and gave the builder the photos of my house so it would be the same! Cheeky or what? The second time I had to pull out at the advice of my solicitor when it became clear that he did not have a mortgage offer and appeared to have no intention of getting one! He was relying on a savings scheme whereby a group of people paid each month into a savings account and each year they held a draw to see who would get the money, enough to buy outright. My solicitor knew that this type of scheme was common in the buyers culture but it was new to me. The buyer had not yet "won" the money so we had no idea if he could finance the purchase.

Luckily my third buyers were really keen to complete as I was in the catchment for an acclaimed secondary school and they had to be living there by a certain date to apply. So they were happy to push things through and did not ask me many questions about the house.

Moving house is so stressful and made worse for me by the distance I was moving. Fortunately my solicitor was an old friend who used to phone me in the evenings with regular updates and brought paper work to my workplace for me to sign.

Good luck to everyone involved in this process.

jocork Sat 23-Mar-19 12:55:09

Both my last moves involved going into storage - one for just 2 weeks so we went on holiday, but the next for three months when we rented from friends whose house was on the market after they moved overseas. I've been wanting to downsize since my divorce in 2014 but can't face the de-cluttering etc as well as working, so decided to wait until retirement in 18 months when I'll be able to sort stuff at my leisure. It may take a while but until I get my retirement lump sums I don't have the means to get the house into a suitable state for marketing it anyway. Meanwhile I have to decide where to move to as my ideas keep changing. I dread the stress of coordinating a purchase and a sale together. Reading this has made me realise that putting everything in storage then buying could be an option if one or both of my adult children would put up with me for the interim. Both have spare rooms so maybe I should consider that. I've only ever managed a move alone once and that was my 1st purchase so I didn't have very much. 40 years down the track the amount of stuff has multiplied many times. Those of you going through this I feel your pain! Good luck everyone! I hope you all achieve your dreams.

Greciangirl Sat 23-Mar-19 13:42:17

Goodness me!!! I have been thinking about downsizing, but after reading all these comments, am having second thoughts.
It’s nearly thirty eight years since I moved to my present property. Now it seems an overly complicated process.
I don’t think I could stand the stress.

My house is quite old, but modernised to a reasonable standard. A surveyor would definitely find fault.

craftyone Sat 23-Mar-19 16:56:27

teacheranne, those two buyers! morality seems to have gone out of the window. Similar here but with viewings, I live in an usual and attractive house in a holiday county, escape to the country county. People would call if they fancied a trip out. The cleaning took me a long time tbh, it had to sparkle, to give that wow first impression. My EA was/is brilliant, all viewings were escorted and I went out

Greciangirl if you love your house and where it is and if it is close enough to amenities and people, then don`t move. I wouldn`t, I would rather just close rooms if it were too big. I need to be near facilities, nothing here apart from lovely village people

craftyone Sat 23-Mar-19 18:00:48

The answers pack is completely ready for my solicitor on monday, all the docs that I have plus 2 sets of typed answers as she is going through them one at a time with me

I had another rotten sleep last night, I think my genes are programmed from hundreds of years ago, to have the 2 sleeps with a long gap in between. Anyway a different day today including a cycle ride in the sun and not much stress but hard to stop thoughts

I am still prepping to move, while waiting. 3 large multi coloured polypropylene rugs from the kitchen all fully dry cleaned with sebo duo-p. Was hard work but they have come up smashing. Now rolled and fastened with the new elastic bands. They were lovely in the kitchen, a real splash of colour and are destined for the new kitchen

So now I am tired but trying not to nap and also to eat properly, maybe I get hungry during the night. Every time I come downstairs, I bring something for removals. I have an archway so am limited to a van, lwb and not tall. They want photos if possible and a list of what They will be quoting for. I am stacking as much as possible for a similar area together eg upstairs bedrooms 2 and 3, crafts for upstairs etc. I know it will be easier in the long run

yellowcanary Sat 23-Mar-19 18:35:28

We were selling my dad's house after he had passed away - accepted an offer, went through solicitors and after they had done some work we had a letter from the estate agents saying the buyer had "looked through the windows" (this was after viewing a few times) and decided it wasn't worth what the accepted offer was, offered about £7k less - they were very surprised when it was refused!

The house did go in the end but still less than the original offer (not to the same people)

Tillybelle Sat 23-Mar-19 19:32:39

craftyone. I am so very sorry to hear how stressful this is. I do understand. I have been a widow since I was just 42 and had to sell the house when my H died and my buyer dropped out the day before we were due to move without telling me! I nearly lost our next house - the children were still at home - but the people begged their next people to hold on and so we just about made it by my dropping the price.
I would try and develop a really hard-hearted attitude to all this! I think the whole process has become a huge bullying machine and the trick is to not let it get to you! Somehow - just somehow - develop that "I don't care any more!" attitude. If it works out now - good. If not,- then there will be another way! I can't think of any other way of coping with it I am afraid. You will hear so many people giving their nightmarish stories about moving and selling and buying the next house! Do not allow anyone to bully you and just try and live your life for other things as well as the moving house issues. I did think people (sorry it was men) tried to bully me when I had my house on sale. I just stood my ground. I did not argue; did not give excuses, I was just a bit vague and sort of distant but polite! I decided if they didn't want to pay my price then tough! I did not really want to be in a negotiating process with them!
I'm sorry I can't offer better help. Please do have a bit of time with friends if you can, and do some things you enjoy. I find that moving can become too overwhelming. I try to become a bit numb about the whole process and just let things happen as much as possible. I have moved three times since my husband died. The first time with the children, but the children were not exactly able to support me, being children, then twice on my own. In some ways it is better on your own, because you do not have anybody disagreeing with you or pestering you to do things. My husband was very critical and a liability when it came to organising things like selling the house.

I really do believe you will get through and will move and settle in your new home! Just try not to let this process overwhelm you! Especially the form with questions - get your Solicitor's help if there are any more like that! Really! These days the whole business has become ridiculous! Poor you! Keep your chin up. It will work out! It's the same for everyone else - so I'm sure you are doing very well and better than it feels! flowers

Tillybelle Sat 23-Mar-19 19:48:30

Sorry - these 25 questions - did your Buyer just hatch them up or are they a legitimate part of the selling process? Some Buyers decide to get "heavy" for no good reason. The only two buyers who played these tricks on me were, in reverse order; one wanted a list of questions answered regarding the extension the previous Owner had built. It was a simple utility room and I could not answer the questions. This was the young man who dropped out without notifying my agent or I that he was not going to buy. He had negotiated to exchange and complete on the same day, i.e. moving day. Never shall I do that again. He was a young Solicitor who was holding out for the price to drop on another house. The other person who put pressure on me decided just as we were to exchange that he needed to drop the price he was paying by £5,000 because "his Buyer had dropped his price". This man, my buyer, was a Quantity Surveyor. I knew it was pressure just because we were about to exchange, so I told my Agent to say no, and tell him to sell one of his cars! Needless to say he found the money straight away!

So do not be pushed around, especially needlessly. Always ask your Solicitor's help!

Lots of love and real understanding! Elle flowers

Tillybelle Sat 23-Mar-19 19:51:35

Chewbacca. That's great advice! I shall keep it in mind as I may move in a couple of years. Thanks!

Tillybelle Sat 23-Mar-19 19:58:01

Right! That's it then. I won't be moving again after all! I was in two minds anyway .............

craftyone Sat 23-Mar-19 20:49:20

Oh my, some sorry tales in your posts. That offering less just before exchange, I think it is called gazundering.

My house has some unusual systems in it that make it very cheap to run, most people have no idea about the construction and workings so I understand that questions have to be asked. I was honest right from the start. I think in hindsight I would not have been quite so open on the sellers pack. Everything has been done properly by tradespeaple but sometimes they never left certificates, I am talking 9 years ago. Anyway, it will all end up well I think. I have nothing to hide and they will be getting a lovely house at a very good price, I am sure they know it

jenpax Sat 23-Mar-19 21:12:12

I too am in the middle of very stressful buying and selling of property, and this is also my first time doing it on my own.
The horror stories on this thread have filled me with dread! My main worry is that the buyers survey will be so negative that they will attempt to drop the price (already lowered by £60K from original price!) especially as they will be relying on a mortgage to buy and it seems that mortgage companies are very skittish! Any further lowering of the price will mean I can’t buy the place I have offered on and I will be left in a pickle! I am also worried about all the paper work everyone advises you need to have! the property is very old and lots of bits and bobs have been done without retaining paper work. The whole thing sounds a nightmare!!
I am also trying to co ordinate my daughters move for her as she has suddenly become a single parent to three young children and wants to move to be near me, this along side recovering from cancer.
Currently feeling a bit overwhelmed

dorcas1950 Sat 23-Mar-19 21:19:50

Jenpax 🌹

Chewbacca Sat 23-Mar-19 21:30:40

It is a stressful time jenpax but don't get too stressed about all the bits of paperwork you're asked for. If you don't have it; just be honest and say so. As I said upthread, my solicitor asked me to provide evidence of the windows and doors FENSA certificate, amongst other things, and I couldn't find it anywhere. I've now heard back from them that it's easily available online and the solicitor can get a copy that way.
There are so many bits of paper and certificates for work done over the years that it's completely understandable if bits get mislaid. If you can't find it, or never had it, just say that.

Overthehills Sat 23-Mar-19 22:46:53

Not all that much better in Scotland - our MP pulled out after numerous assurances, numerous unannounced visits (sometimes with his “colleagues” in tow), searches which cost us £1000’s, hysterical visits from his then partner etc etc. He lost his seat at the next election. I cheered.
I wish you well OP - hang in there and it will come good, it did for us eventually.

paddyann Sat 23-Mar-19 23:30:36

We put our house on the market last month ,we found a house we liked the same week and offered over the asking price..well over and asked the seller to take it off the market as we've already lost two houses in the past few years after having offers accepted.He was happy to ,he said because he was in no rush to complete as he's moved in with a new partner.
He seems to have changed his mind as his solicitors have been hounding us daily,he wants acompletion date in April!!Meantime the people who are interested in our house wont offer until they get a firm offer on theirs.Its very stressful and I'm inclined to tell the guy in our "new" house just to put it back on the market as I'm not being pushed into anything .We did say we might rent this house but have been advised against it by our accountant/financial adviser who says the current financial climate is not the time to make these choices.So we'll stay where we are until we get a firm offer and if we have to give up on the house we want and rent then thats what we'll do until we find something else .Hoping Monday will bring some positive news so I can relax before my 65th birthday next week

craftyone Sun 24-Mar-19 06:31:38

Jenpax, that is worry in multiples. Try and take just one day at a time. What helped me was believing in fate, what will be will be

Paddyann, that is a bad chain to be in, when one part is hounding. I wish all parties were more laid back and accepting. I have fingers crossed that my buyer is accepting, my builder certainly is and thank goodness I never went with one of the big builders, they insist on exchange in 6 weeks and then have open ended completion. I paid my deposit, my builder said` my word is my bond` and I said `me too` and that was that. The paperwork problems are at his end but not his personal fault. We are on good terms, which is helping. He said the other day that he would take my stress and do what he can to help me move in

Paddyann, I was like that, just waiting for news, any information. I never at any point chased my solicitor who is wonderful. She e mailed me as soon as she had snippets to pass on. That waiting until monday, that was me, week after week, all through winter when I had to stay in because of the weather. I knitted several jumpers in that time. Roll on tomorrow afternoon, when my meeting with solicitor will be over and selling contracts signed on my part

craftyone Sun 24-Mar-19 06:37:28

I am killing time time now, superficially but keeping at a slow pace. A bit of packing here and there. Putting boxes into areas so I can just say, all that for upstairs. It is quite good to have a smaller van, will help me. Washing floors today and dusting, using up bags of wood pellets, I want to run down to a full stove hopper for the buyer with no spare bags in the store. I will be so grateful not to have to transport these bags, to lift and pour. 15kg bags. I will cherish having just a switch on a gas boiler

craftyone Sun 24-Mar-19 16:02:10

ooh spring makes a difference, no wonder people get their buying/selling mojo in spring. Energy is back

I haven`t let the grass grow today but I have paced myself. Allotment first, lunch and then set to on some packing again. I have to send photos for a quote for my men and van. It makes sense for me to get things as clear as I can. 2 bedrooms and a craft room all ready with neatly stacked boxes.

I have some furniture to go too, beds and a very tall double unit. I gingerly unscrewed the 6 curved doors because it is unstable with the doors open. Then I unscrewed the restraints holding it to the wall at the top, fortunately that unit is in 2 sections and looks like light oak but is relatively lightweight. Got to do it in reverse when I am in, will use fischer UX plugs and nice long screws, it will be safe. It is safe now with the doors off

If I am honest, I am killing time to tomorrow, I want the solicitor to say that the answers to questions are fine

craftyone Mon 25-Mar-19 05:23:56

Just when I start to get worried about cash flow for all this, all the extras like removals, landline, new locks, window furnishings, screws and fittings, payments for this and that. Karma steps in, a fixed term account that I had pushed to the back of my mind because I cannot draw on it early, it dropped interest into my bank account today. What a relief, there is stress from paying for all the moving extras. Something that I really did not account for in the big picture

D day today, will my answers be enough? Better blooming well will be, there is not a single document left unturned. Nothing that is not in the pack for my buyer. After this it will just have to be my word

craftyone Mon 25-Mar-19 10:38:14

Insurance next, got to be ready with some answers for the broker that I will be using. Rebuilding cost, not the sale price btw and rebuilding will be less. I got mine from builder plus info from bcis. I remembered to add in the hard flooring. Contents will be less than now because I have given so much away but I will still be over insuring, I know that. I hate insurance but it is very necessary. Got to have details ready for as soon as I get an exchange date

craftyone Tue 26-Mar-19 06:34:04

My appointment with the solicitor yesterday went as well as expected. I have been thinking about the hours I spent on getting my answer pack ready. Day 1 (also panic time) was a good 4 hours with rough sorting, day 2 I refined somewhat and made a draft typed list of answers, day 3 I did the final copy of answers being very methodical number by number with polypockets and tabs. All in all 14 hours at least

I emphasised to her that I have nothing left to give except what I know with no evidence. I wish I had not been so honest about some things eg the extra electrics in the garage, all done by an electrician 5 years ago, he took cash and went without leaving a certificate and now I may have to buy an indemnity insurance on the buyers request. I would feel vengeful if they asked. I have never been mean in what I was leaving for them, including large beautiful plants in very large salt washed pots, outdoor large as new sun umbrella in a lovely secure stand, almost new brabantia rotary and so it goes on. If they ask me to pay for that imdemnity, maybe £15 then goodwill will be out of the window, it goes 2 ways. I would leave those things anyway as I put them in the sellers pack but as for that last sparkle clean and window polishing!

Stress is low now, I am pottering today, dismantling some storage units, holding the poles together with elastic bands. Takes less space that way. Chrome units from bigdug, fantastic units which dismantle, also needed is a rubber mallet and low steps to reach the top for assembly

Next update from me will be when I have exchange on the new build, stress is lower but it took a lot of work to get there. I want to pack my car for the first trip, silly thought, want to see how much I can get into my yeti, I took the seats out. Step 1 removals to be prepped properly now that I am in limbo again, something to do

For anyone else in stress hell, then try and break it up into chunks, if nothing else then prep a room or a cupboard ready to move and trust in fate

Eglantine21 Tue 26-Mar-19 09:35:12

Oh craftyone, I truly sympathise with your moving stress as I have been homeless since October, when I sold my house but the one I wanted to buy fell through.

I am afraid I am like your cautious buyers. The house I wanted was a timber frame with many ‘eco” features but as I went further into the process the lack of certificates for the build was very worrying. I had a full survey but even then the surveyor could only comment on what he could see not the fundamental construction. And further work had been done on an ad hoc basis. So I pulled out.

You may think that was wrong of me but I would have been an idiot to spend all my money on a house that even a professional was unsure of. And Im afraid there was no question of “taking the owners word” for the quality of what went on. After all, if you paid cash to someone who couldn’t give you a certificate, then actually you don’t know the electrics were done properly.

Please don’t get riled up against your buyers. They are committing themselves to a great deal of money. They need the security of knowing they are making a good decision.

And please get a survey on your purchase. Just because it is a new build doesn’t mean everything will be ok. I know this from my experience. Make sure you have a “snagging” two year guarantee and an 10 year certificate. And a good solicitor who will go into all the clauses in the contract. Don’t take anyone’s “word” especially not the builders. If he says the driveway will be paved (or something similar) get it in writing. Otherwise you don’t have a leg to stand on when he just throws down some gravel☹️

Be as thorough and level headed as your buyers.

I truly hope all goes well for you.

craftyone Tue 26-Mar-19 12:28:04

I have a heads start eglantine, husband was a structural engineer and I even have his drawings for the store he had constructed. The completion certificate is supplied by building regulations and is issued after an eco house is fully built. Trouble is that so many people have no idea about these concepts, including what is RHI and PV and how solar thermal is not PV. That alas includes many surveyors who gloss over what they don`t know about. Some surveyors will not survey a purpose built eco house. Fortunately they sell very quickly on this tiny 9 year old development and all have been trouble free and very cost efficient, in fact providing an income well above costs as well as a bright and lovely home

New house is absolutely sound and everything is already there. If I had any doubts then I would have asked a structs eng friend to take a look or a surveyor friend but being the person with the mind I have and the knowledge I have gained, the new house is 100+ % sound

I have an excellent solicitor and know all about the 2 year snagging and thereafter the 8 years with nhbc or similar. Nhbc covers the 2 years snagging in case the developer goes bust

Eglantine, your problem with lack of certificates for the eco aspects, were they built in as part of the house ie prior to completion? If so then there would have been nothing to worry about

Urmstongran Tue 26-Mar-19 12:35:29

You Di sound super organised craftyone everything has been meticulously thought out.

Are you a Virgo?

Or a Taurean - a veritable force of planning and ‘doing’.

craftyone Tue 26-Mar-19 16:11:25

haha urmstongran, I am a very typical capricorn and a scientist, so have a methodical brain, comes in useful sometimes. My son is an IT project manager and he says what I am doing is project managing and is good for me wrt this buying/selling. Honestly I could not leave this to the removers to sort. Photos of garage/workshop stuff later when battery has charged, so I can get a quote. Reason being that I (whoopee) just had an e mail from solicitor saying that exchange on new build is very close and she has asked for completion to be soon after, my request to her yesterday

My car is half full, I couldn`t help it, fate was driving me to get a lot of chrome bigdug shelving units into it. 9` length x 6` high by 18" deep, all dismantled and in, topped with all the foam flooring and I still have a lot of space, yeti with seats out. I am glad I did it, only got the solicitor e mail 30 minutes ago. Took me 7 hours solid today, to get the garage sorted.

Thank heavens for a 2 wheeled barrow, I transported heavy wooden shelving units that husband had made for me for under stairs. 2 of them and they will fit in the centre of new garage, back to back, I will join with metal joining plates so it becaomes a very sturdy unit. Love doing this stuff, using a drill.

craftyone Wed 27-Mar-19 11:27:38

2 more bleeping questions this morning, definitely not good for my stress levels. I can feel my heart beating faster every time I get these questions. I have answered them but quite honestly they arenothing to do with enjoyment of this house. They are most definitely nit picking.

Tillybelle Thu 28-Mar-19 14:02:07

I am aghast at what you are suffering! So sorry for you!

I feel awful for asking, maybe someone else will tell me: Do you have to answer their questions every time? I mean, what if you don't know the answers? I'm sure I wouldn't know most answers to questions about my house.

I know it may not help, but could you call their bluff? Say that you have told them all you can and if they need more you simply can't furnish them with it? Plus - If that isn't to their liking then they will just have to buy another house?

I was able to say that to two buyers on two separate occasions when moving at different times. I just said "No I can't" and told them if it wasn't good enough then I'd just have to put the house back on the market or not move. Each time they just went ahead and bought the house.

I don't know the current situation/law/demands but it sounds so much as if they are bullying you. I am so sorry! It is despicable.

I wish I could help. Lots of love, T.Elle x flowers

craftyone Thu 28-Mar-19 14:49:36

Ahh thanks T.Elle. I love these nice vibes from you

The questions, yes they have to be answered very honestly and matter of factly, no beating around the bush. If I have no cert then I say, if it is about a land reg detail then I say exactly what I know. If I did not know the answer at all then I would say `not known` but luckily I have known the answers, even if it was `no certificate`. I have had to stop myself at times from saying too much. Just need straight focused precise answers

I have been running the management company here, small one, am chair/secretary and am very sure of my terminology and facts. Very very grateful for that and I have been passing info to the others eg a car space must be called a car space if it is a car space, even if it has a roof over it, not a car port if it was designated a car space in land reg docs. I will be very glad to leave all that behind

Anway comfort chocolate and ice cream eaten, a tip run done for something to do and a few more things gone. I am thinking of fully packing the car now. Well maybe put the things on my work bench instead, I feel like doing something constructive

craftyone Thu 28-Mar-19 15:23:14

That didn`t take long, good job I looked, I had to search for the stanley knives. I have a foam floor to put downin the garage before I start to get the chrome shelving up. I also threw an overnight bag together with toiletries and towels. I have already packed basic food, cloakroom stuff etc. Now I need to think about something to cover the window with, to darken the bedroom. oh yes, space blanket and blu tac. The high aerobed is in the hall plus all the rest of the stuff, I need to throw some bedding into a big bag and I think that will all be enough to fill my car

Insurance will be in place and this house is very very safe, so I will stay in my new house, I can leave this house without worry.. Tiny tall table and a bedside light so I don`t get lost looking for the en suite

I wish it was soon

Sandigold Thu 28-Mar-19 16:01:12

I am sorry to hear this is being so difficult, exactly what you did not want. I work online or by phone as a counsellor/ coach, including destressing. Just in case you would like to actually talk with someone. Whether me or someone else! Feeling alone with this is a very big deal. There may be other pressures adding to your stress, you can check it out here...

patcaf Thu 28-Mar-19 17:31:01

We moved 18 months ago from UK to Ireland. In the Irish system you have to put down non returnable deposit so we were on the hook for around €40,000 loss if we did not complete. God that was stressful.

notanan2 Thu 28-Mar-19 20:14:35

You do here too, its the exchange deposit. Its just that here it often happens close to or even on the same day as completion.

I dont really know what part of the process should be changed to after exchange instead of before though?

What would be the point of surveys and checks if you had already paid your deposit?

craftyone Fri 29-Mar-19 08:28:02

I am going to order 4 appliances for my new house today, just need to check the lead times first. I need the freezer and fridge within days of completion, the other two will do a bit later. The same company that I have used before, a nice little run out in the car, maybe have lunch at the local craft shop
I am not backing out of exchange/completion so ordering is a pretty safe bet. The shop will store until I am ready

Hall here is full, including a bag with stuffed-in clothes, undies, bathroom stuff and nightwear and an aerobed. If I stay home then I keep looking at the net, for e mails. Need to get out, get some lunch out, need a break

craftyone Fri 29-Mar-19 18:32:26

nothing again today, ziltch, so another 3 or 4 days of waiting before I might get that e mail saying that the paperwork is in, very frustrating and my house is so messy now. So I kill time, today put a deposit on a very good dishwasher and I will replace the one in the property which is, quite frankly, rubbish, had lunch out, was the only solo in there

Sorted my tools for taking with me. Spent 90 minutes gathering all the remaining garden bits together, very heavy pots and outdoor furniture and corten troughs. Happy that I managed to lift a very heavy leisure battery down from 5` to the ground, without dropping it, yikes, never thought of that, it would have put a hole in the floor. Solar lighting in the store is now disconnected, maybe that was foolhardy and I was lucky but at the same time pleased that I managed

Reason to keep at it is that I have the removals costs. He has agreed an hourly rate for 2 men, van and fuel. Makes sense then for me to take as much as I can in my own vehicle, could save a fair bit of money, if I have enough time to do several runs

Shall I keep salt washed stone pots, they are very heavy even when empty?

craftyone Sat 30-Mar-19 17:09:35

My big salt glazed pots are being re-homed to family tomorrow. 6 of them and I will do a tip run, to get out of the house, get rid of some plastic troughs. This killing time is oh so hard.

I hope there is news on my new house next week, that stress is almost worse than the selling stress. I must admit that I am again having too short a sleep at night, I know I am stressed, not sky high but low level and continuous

craftyone Mon 01-Apr-19 08:39:57

Another week ahead and again am full of hope for exchange on the new house but it is out of my hands. I do find things I want the builder to do before exchange, like neater floor edgings and taking out an integrated appliance. He is very good but it is nice to have the exchange leverage, to get it done before completion

Two more packages packed, both using the vac packed bags in a handled case from lakeland. I bought them 7 months ago when on special offer, bought loads to protect my wools at first, then saw the beauty for packing and stashing when I get there. 1 jumbo packed today and 1 underbed size. The spare duvets, pillows and mattress covers. I have 2 bags left

Now I have a phone/internet dilemma. I have had no mobile signal for 9 years and have made do with only an old emergency phone for the car. Landline is not fully connected on site and I have to access my banks and e mails. Would 4g be enough? I will have to buy a phone and catch up what everyone else has learned. That on its own is scary

Witzend Mon 01-Apr-19 08:50:19

Agree about mortgage companies pulling out.
A dd's mortgage offer on a flat was pulled at the very last minute because of a (supposedly) absentee freeholder.

We were going halves with her, and despite our saying that we were going to buy the FH, they wouldn't budge.

The estate agent at the time said they were looking for any reason to withdraw offers.

If we hadn't been in a position to go ahead anyway, that sale
would have fallen through.

As it turned out, the freeholder wasn't 'absent' at all - just hiding a few miles away under another name, because of debts attached to the FH! We had to use a tracing service to run him to earth.

Purpledaffodil Mon 01-Apr-19 09:02:31

May not be relevant to this case, but when we were selling a flat last year, we were bombarded with questionnaires about historical minutiae which we couldn’t answer. Eg a Tree protection order last listed in the 1950s. (The flat was built in the 1970s) it turned out to be a stalling exercise by the mortgage company who wanted the deal to go through in the next financial year which suited them but not us. As soon as April came, they exchanged and completed within days without answers to all their impossible questions. Good luck Craftyone😘

craftyone Mon 01-Apr-19 09:34:32

Thanks purpledaffodil, that was very interesting. I am just killing time for a while, no way can I make this house look neat and tidy at the moment so no point faffing. All I can do to eat sensibly, sardines on toast right now. Keeping my strength up. I know I can handle one full load at a time in my yeti minus seats. I will only pack things that are not too heavy for me. I can get a lot in there, a few loads will clear my house so I can see ahead better, for the removers

Eglantine21 Mon 01-Apr-19 09:58:06

Good morning, crafty one. I’ve been doing everything on my phone, including banking, since selling my house in October. But I did need some help in setting up the banking apps. And I did need a much better phone than the one I had!

Going back to your reply to my post several days ago. I apologise if it looked as if I ignored you, The house I pulled out of didn’t have any certificates except an outline p,anning permission. It was in a piece of garden belonging to a big house and I can only think the original owner had erected it himself. The people I was buying from had bought it for cash and had not been bothered. No building regs sign off, no electric certificate, not even sure the chimney for the wood burning stove had been lined. And as it turned out no connection to main drains. Nothing!!

You sound pretty on the ball in spite of the stress😀

craftyone Mon 01-Apr-19 14:51:58

Killing time eglantine that is all, I have been killing time since october, when I was supposed to be exchanging on the new house. Solicitor is good and on the ball, does not want me to have future problems with sewer adoptions. Builder is very good, has agreed to some things that I asked him today. Obviously wants me in, I will be a good agent for him, he knows that. Works both ways. I am first in so everybody else`s solicitor will have a much easier job

Thank goodness I kept my allotment, albeit a half, not a weed in sight right now and somewhere very beautiful and tranquil to be.

craftyone Mon 01-Apr-19 14:53:31

I saw thin wires in various places, I think for potential alarm system. Would you get one? Its quite tempting to think that the doors and windows will be protected while I am in bed. I will be the only one on the site for months

craftyone Mon 01-Apr-19 15:46:32

Ahhh, my EA says that more questions are coming my way, same with my buyers buyer, she is getting more questions. Now I feel as though I am being pushed towards exchange and completion on my house here. Oh to regain that tranquility that I used to have. I feel as though there is going to be a slow motion collision. Stress levels right up again

craftyone Tue 02-Apr-19 07:51:03

I slept on this and tbh slept well for a change, realising that I call the shots. I have a lot to do, to move to my new house in stages, archway here and need to us a lwb lower top van. I cannot put my workshop stuff into the garage until I have laid my foam matting floor, will be an easy job for me, then I will set up 9 feet of 6 feet high versatile chrome shelving, so I have somewhere to put boxes. This is a major part of my plan. Then the removers can take over but in the meantime I will be going back and forth, shifting goods, like lamps and lampshades and small things like breadmakers

I will be paying the removers by the hour, so it makes sense for me to get as much easy light stuff there as I can. All this was in my plan and I had the offer on my house mid february, wanting now to exchange mid april. I was thrown by that, ball is in my court and they will be lucky to get mid may

I feel back in control and will wag my own tail

eazybee Tue 02-Apr-19 10:17:00

I hope that does not mean that mean you will deliberately delay the exchange.
Sorry, but that is how it reads.

craftyone Tue 02-Apr-19 12:06:47

of course I will delay the exchange on my house, to suit me, I don`t think 12 weeks wait is unreasonable from start to finish. My house, sought after, I am not worried and neither should they be worried. Very short chain and I will not be pushed, end of

craftyone Tue 02-Apr-19 16:03:05

sorry, I know I am hogging the board.

Another pack arrived today from my buyers solicitor via my solicitor. It sent me into a tizz again but I have sorted it and signed and got various signatures from other people. No hurry to return this, normally I would do a 16 mile round trip but maybe go on friday. I was also asked for £80 for an insurance indemnity for something done by a professional who never left the paperwork. I got pee`ed off by that, I am leaving fantastic extras for this person, including a very good top of the range washing machine, almost new curtains and blinds etc. It seems to be all give from me at the moment and I thank heavens for wonderful supportive neighbours

I just need that one piece of paper for the new house and it will be all systems go re the buying.

City84 Thu 04-Apr-19 11:01:18

This is a message for Craftyone, who is so stressed trying to move!
I am desperately trying to move from Scotland to England,
and there are two things making it impossiblew withouy help or a lot of money!
First of all, buyers want to move quickly, and will not wait for the time it takes to complete in England, but the really ridiculous fact is, that in 2019, Scottish solicitors insist on being paid by cheques! On top of this, the seller must wait a week for the cheque to clear!!! So, unless you have money in the bank, so you can rent for a week, you are stuck where you are! Add to this, thge ridiculous, outdated, HIP, and I have no choice but to remain in Scotland.

craftyone Thu 04-Apr-19 11:54:17

city 84, none of that applies to me, very different circumstances. Just stressed with co-ordinating everything, sorting, packing, downsizing. Getting obscure questions from my buyer, waiting for a doc for my purchase and living surrounded by packaging and boxes for far longer than expected

Cannot you sell first, then rent while you look, rather than try and co-ordinate sell and buy at the same time, which must indeed send your stress levels through the roof

Specs Sat 06-Apr-19 06:33:39

Indemnity insurance IMHO is a modern day rip off. Having bought and sold several times in recent years it's getting worse. Don’t blame the buyer or the seller. Soliciter’s have endless list of question that require answers and or certificate. No certicate seems to require an indemnity. Each indemnity seems to range from £30 to £150. What a scam. But you agree cus you’re trying to sell your house. Somebody should get Ester Ransom on to it.

craftyone Sat 06-Apr-19 10:03:34

Yes I agree specs, the modern day rip off

Another week and no paperwork re the new house. I have to go by what my solicitor advises, just in case of that slim chance that sewer requisition goes wrong and it makes my new house unsellable. Yes she is cautious but I have to comply

So I am not wasting my time this weekend, my yeti is almost a van with the seats out and I am capable of taking lots of the smaller stuff. I decided not to involve my garage when I am loading my car and everything portable by me is now in my sitting room, as well as the hall, study and snug and I still have space to sit down and watch the likes of mommie dearest

My tool boxes are in here and I am going to sort them once and for all. I have dismantled my scroll saw off its stand and I will take that, feel safer anyway because it is precious to me. Somehow I have to turn what could have been a long negative weekend into positive

craftyone Mon 08-Apr-19 10:27:50

Feeling stressed again this morning, no reason except the time factor, waiting for that important bit of signing off paper, nhbc and a utility. Trying not to twiddle thumbs, yesterday was bad enough, so just a bit of heavyweight tweaking, to help the removals van team. I shifted all the RU boxes marked garage, into the garage and they are now stacked neatly. Everything now in the garage to the garage

Silly me, thinking again, how not to waste space in my car. Awkward packages like costco bags containing large lampshades. They have to go high up, nothing on top. Hard rectangular shaped boxes and wooden things at the base. Brought the matching rugs down, rolled and tied already, they will work in a base row

I am so worried about getting out of this house in time. Too far to the main lane, too far and too low for a big removals van. Lighting a candle later, got to do something to try and get that important exchange phone call this week. Earth energy, maybe that will help someone to get that paper shuffled

Oh the little things, I can get the ID ready for the bank, will need to travel and get them to transfer the money. I now need forward completion as soon as possible. Please let it be in a day or two

mosaicwarts Mon 08-Apr-19 16:14:03

I've just returned from my birthday treat with my friend - any news today?

craftyone Mon 08-Apr-19 17:05:29

Happy bithday mosaicwarts smile

It has been a horrible few days, not knowing exactly the stage the paperwork is at and now my solicitor is on holiday for a week, luckily she has asked someone else to handle my conveyancing, so I have been able to e mail back, stressing the importance of letting me know of developments. Any news at all about the sewer adoption. Ignoring the sewer adoption would be bad, could lead to all sorts of problems in the future

Nothing all day except trying to sort what is sorted and 10 minutes ago new build EA e mailed me, saying that the paperwork has been signed and is at the utility, she thinks there will be a fast turnaround. I hate the way I have become so single minded and boring, no-one here to discuss it with, so my siblings and friends get it all, my offloading. That EA is lovely, yes she has a job but is so considerate and I am eternally grateful for that news

mosaicwarts Mon 08-Apr-19 20:25:35

Fantastic, thank you for the birthday wishes, I am feeling a bit glum being alone this birthday. So nice of my friend to take me out, she was also really helpful when Steve died.
My daughter texted from the Cambodian island she's on - they weren't expecting her so she was left to do diving theory with another unexpected girl whilst the instructor disappeared under the water!

I am glad you are feeling you are getting somewhere, yay!

I have a septic tank which I share with the porter's cottage I'm semi attached to (previous owner owned both properties so septic tank in that garden not a problem then) and must remember to show any future surveyors, apparently new rules regarding discharge and luckily we meet the regs.

Off to eat my birthday chox and watch Widow - wonder how accurate it is smile

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