I'm already retired through ill-health at 58 I'm now 63 , OH is still working he's 62 , we have a very small mortgage that will finish when he retires at 65 . Now we have some savings , enough to pay the mortgage off so that OH could retire now and if he took his small private pension we could probably manage fine but would of spent more than half our savings paying off the mortgage.
He works long hours and is finding it harder every week to drag himself out of bed in the mornings although he does enjoy his job and I find I'm feeling guilty being at home while he still works.
I would like others opinions on whether I should be encouraging him to take his pension early, and enjoy some extra years of retirement while he can , there is a history of early death in his family although he is fit and healthy at the moment.. it would mean we would be struggling a bit till his State Pension kicks in and would leave us with less than half of our meagre savings...
Any thoughts would be good..
tanith Sun 29-Jan-12 19:29:07
greenmossgiel Sun 29-Jan-12 19:42:10
tanith Sun 29-Jan-12 19:49:21
Carol Sun 29-Jan-12 19:52:38
jeni Sun 29-Jan-12 19:58:30
greenmossgiel Sun 29-Jan-12 19:58:35
em Sun 29-Jan-12 20:56:37
Granny23 Sun 29-Jan-12 21:08:37
Carol Sun 29-Jan-12 21:31:14
Ariadne Sun 29-Jan-12 21:35:13
gracesmum Sun 29-Jan-12 21:37:18
tanith Sun 29-Jan-12 21:42:42
jeni Sun 29-Jan-12 21:49:49
Carol Sun 29-Jan-12 21:54:42
gracesmum Sun 29-Jan-12 21:55:09
tanith Sun 29-Jan-12 22:01:10
Notsogrand Sun 29-Jan-12 22:07:20
Carol Sun 29-Jan-12 22:08:55
jeni Sun 29-Jan-12 22:14:56
glammanana Sun 29-Jan-12 23:53:13
NannaAnna Mon 30-Jan-12 00:18:14
kittylester Mon 30-Jan-12 05:24:26
shysal Mon 30-Jan-12 09:05:04
gracesmum Mon 30-Jan-12 10:26:36
susiecb Mon 30-Jan-12 10:43:17