Has anyone else experienced this particular issue ?
I am not an advocate of bnpl , however in Jan 2021 I purchased a coat via this method at a cost of £149 .
At the time I believe the country was in lockdown & this was a way to cheer my daily walks .
Fast forward to today 1/10/23 & I have discovered that the balance on the account is ……..
As you can imagine I am feeling quite ill about this !
Yes, I was aware of a small amount being taken via a DD monthly this I presumed was my DH account , so didn’t question it , until now .
The Coat that originally cost £149 has cost me an untold amount which is incredibly insane and inflating daily .
So , how did this happen ? I have already said I thought it was DH’s account .
in the Summer of 2020 we had a house flood , resulting in us having to find alternative accommodation put our belongings in storage and deal with all manner of house renovations/ refurbishment/ drying out etc. we moved out in Oct 2020 moved back in April 2021.
Then in July 2021 another houseflood ( I can see you thinking 🙈) these were due to one of those heavy rainfalls that happen over a short time frame unfortunately this one was worse with the same outcome of moving etc etc . We finally moved back in March 22.
Having said all of this you can understand that my mind wasn’t exactly focused on a small amount coming out of my bank monthly or of making the payment in full .
So here we are and I do not know what to do . On the one hand pay the amount because it’s needing to be paid on the other “ how can they get away with this “ interest is being charged daily so in effect you are paying interest on interest & my coat to date including the amount outstanding today has cost in excesss of £600 !!!!!!!!!! !!!
Oh and as an added extra yes there were emails sent which didn’t arrive in my inbox as I failed to press whatever I should of when I received the first email - which ironically I didn’t receive they all went to a spam box !!
Also due to the house moving scenario mail was also sent to the temporary address & any further mail ( if any for this company) was also sent there ! To receive the goods I had changed my address online & not changed it back until yesterday , when I found out I was still paying .
Advice required please
NanaTuesday Sun 01-Oct-23 22:26:19
welbeck Sun 01-Oct-23 22:45:24
Oopsadaisy1 Sun 01-Oct-23 22:56:47
vickymeldrew Sun 01-Oct-23 22:57:25
Shelflife Mon 02-Oct-23 00:17:36
NanaTuesday Mon 02-Oct-23 08:24:02
NanaTuesday Mon 02-Oct-23 08:29:50
Oopsadaisy1 Mon 02-Oct-23 08:33:42
Doodledog Mon 02-Oct-23 08:47:05
BlueBelle Mon 02-Oct-23 08:47:46
25Avalon Mon 02-Oct-23 08:54:55
Cadenza123 Mon 02-Oct-23 08:55:22
Germanshepherdsmum Mon 02-Oct-23 09:06:51
Germanshepherdsmum Mon 02-Oct-23 09:26:01
J52 Mon 02-Oct-23 09:33:02
tickingbird Mon 02-Oct-23 09:40:56
Katie59 Mon 02-Oct-23 09:44:24
Germanshepherdsmum Mon 02-Oct-23 09:55:01
Caravansera Mon 02-Oct-23 09:59:57
Chestnut Mon 02-Oct-23 10:10:26
Germanshepherdsmum Mon 02-Oct-23 10:19:10
NanaTuesday Mon 02-Oct-23 10:20:46
Germanshepherdsmum Mon 02-Oct-23 10:36:14
25Avalon Mon 02-Oct-23 11:19:51
Oopsadaisy1 Mon 02-Oct-23 18:14:35