Gransnet forums


Managing Money

(7 Posts)
Par4TheCourse Wed 06-Mar-13 18:15:45

Great to see that Payday Loans are under the spotlight.
The APR rates flashed up on the TV are just amazing - preying on those in need.

Beancounter Wed 13-Mar-13 10:32:15

I'm not prepared to scrimp or go to extremes ( cant believe people do stuff like boiling up soap scrapshmm) however, like everyone, I'm keen on making the pension stretch.
I subscribe to money-saving sites and have saved lots of money using Quidco - I just have to try to remember to log in there before buying on-line.
Does anyone have any tips to share?

Waverley Wed 13-Mar-13 22:14:22

Planning meals for a week ahead and having a shopping list keeps you from buying a lot of stuff on impulse which will not be used. On the other hand, you have to be flexible enough to take advantage of whatever is the best value on the day.

Sometimes there are incredible bargains in the "short-dated, must be used today" shelves. Late on New Years Eve I found that Tesco had stacks of things that they wanted rid of before they closed for the holiday - eight salmon steaks for 99p, originally over £12 for example, individually packed in plastic so they froze well and could be used as needed.

Beancounter Thu 14-Mar-13 08:45:56

Thanks Waverley
Great advice.

Love to hear views on coupons - sometimes I think they just tempt me to spend more!

Beancounter Tue 19-Mar-13 19:04:39

Do you sometimes feel you are ripped off? Does it make your blood boil?
Parking charges are the Bee in my Bonnet today - I've just paid £9 for 3 hours. That equates to £72 a day, £500 a week, over £2000 a month - I could rent a very nice place for that!

Waverley Tue 19-Mar-13 20:54:37

We are in the wrong business - if we could acquire a little patch of city land and charge people to park there, we could be making £2000 a month per car. Subtract the wages of someone employed to collect the money and we would still be in pocket.

GinnyTonic Fri 26-Apr-13 13:50:06

Fascinating Article on BBC News site today " How little can a person live on".

It reminded me that one persons necessity is another luxury. I'm very pleased with my £8.50 monthly mobile contract but daren't divulge my annual travel budget!