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Back to 60/Waspi Women

(78 Posts)
Nico97 Wed 17-Jul-19 17:22:18

I see Amber Rudd has announced that she's sceptical that the women affected by this would get any additional support. I wonder if she knows something ? Probably does !! Sorry I can't post the link but I understand it's been reported in a couple of the tabloids.

Day6 Wed 17-Jul-19 17:52:57

It's right now that the most hard hit women are suffering. (Isn't it the 1953/54 birth years hit hardest?) They need help now. I fear Amber Russ is right.

One of my ex colleagues is STILL at work and suffers terribly with neurological pain, which is exacerbated by her job. She doesn't look at all well. She would have very little to live on and have to sell her small house otherwise as her personal pension payments were erratic due to a number of unfortunate family issues and illness. She will be 66 next year.

I fear this will run and run and when the hardest hit finally do get their state pension, the issue will quietly fade away. This is what the government hopes, I reckon. There will be no compensation. Some women in their 60s are living on a pittance - denied almost £50,000 in pension payments.

Day6 Wed 17-Jul-19 17:53:21


Nico97 Wed 17-Jul-19 18:31:04

I agree Day6 - it will drift along until it eventually peters out without having recompensed any of the women who, like your friend, could really be doing with it now.

paddyann Wed 17-Jul-19 18:35:31

meanwhile the H of Lords wants to take the "free" license away and "free" bus passes amongst other "benefits" while they claim £300 a DAY and huge expenses for mainly sleeping in the chamber !! Couldn't make it up could you!!

Willow500 Wed 17-Jul-19 20:56:55

I'm one of the women affected although I'm one of the lucky ones who was in work until just 5 months before my pension started last month. There are thousands who have had to give up work due to ill health, caring for relatives or simply due to employment issues. We have lost out on around £40k worth of pension and whilst I completely agree the pension age needed to change the way it was implemented to our age group was grossly unfair. I've always been sceptical however that there would be a payout of any kind so this news is no great surprise. I hope I'm wrong.

Urmstongran Wed 17-Jul-19 22:52:36

I think Amber Rudd was commenting on how things are now, with Eeyore Hammond in charge of the purse strings. Things are about to change.

Hopefully yours,
One of the 1954 shafted

paddyann Wed 17-Jul-19 23:01:52

nothing will change under a tory government ,trust me .They have no interest in the ordinary pensioner only the ones who vote tory an dmainly they all have decent private pensions so losing £40,000 wont affect them !

Maggiemaybe Wed 17-Jul-19 23:44:53

Although I have no issue with the equalisation of pension ages for men and women, the way it was implemented is disgraceful. Women born one year apart ended up with retirement dates that were 2.5 years apart, so if you were born on 5 March 1953 you could retire at 62y 10m, if you were born on 5 March 1954, you'd have to wait till you were 65y 4m. I'm one of the first to fall into the 66 bracket. And the lack of notice given!

This is one of the adverts the Government placed in newspapers in 2001 to inform us of the changes. Apparently there's some small print underneath inviting us to apply for an information pack. The adverts won awards - well, so did our local glass-covered bus station. It's red hot in summer and freezing cold in winter, but hey, it looks pretty.

As former pensions minister Ros Altman says:

How exactly would the Government expect a woman to have a clue that an advert where two dogs are talking to each other has anything to do with her, let alone that it is about her state pension? Any adverts should have had text in big red letters saying: 'Warning: if you are a woman and you think you will get your state pension at age 60, think again'.

Caledonai14 Thu 18-Jul-19 10:23:56

Thank you Day 6 and others here who are pointing out the pitfalls of extending the pension age with little or no warning, rapidly accelerating the changes in 2015, and failing to allow for even a fraction of the £50,000 a head savings to be used to help those of us who are struggling now (one of the 52-55 cohort here). I suspect our savings money is now nestling in the chancellor's post Brexit war chest - a compulsory gift that the government won't want to return. And I agree that they think the protests will all disappear once we do finally receive our pensions. It's quite disgraceful and every week now I meet more women whose lives have been made poorer and more difficult.

vena11 Thu 18-Jul-19 11:34:11

I have my pension now after working an extra 4 years and 8 months for it. I was ill and off work for 10 months when I was 62 and was lucky my work paid me but thousands of people suffer financial its just so unjust. I do agree that women should work the same as men . I have a friend who is 6 weeks younger than me and had to wait an extra 8 months longer than me. just crazy.

JenniferEccles Thu 18-Jul-19 12:35:28

People often say they had very little notice about this but is that really true?
I remember decades ago that there was talk about raising women’s state pension age .
I even remember my in-laws talking about it and they have been dead for decades.

vena11 Thu 18-Jul-19 12:51:12

JenniferEccles I for one knew nothing about it until I was 59.

paddyann Thu 18-Jul-19 15:34:41

Maggie I was born in March 1954 I got notice this morning that my pension will start in October this year ..with a half payment of £300 and odd .I've worked since 1969 ,always paid the "big" stamp ,didn't take maternity leave or pay so they've had afull 50 years + from me

paddyann Thu 18-Jul-19 15:35:18

The second payment will be the full amount

Nico97 Thu 18-Jul-19 16:39:50

There may have been talk decades ago, but that's all it was, talk. Nothing was set in stone in any way shape or form to tell those women affected (myself included) that they would have to wait a long time before they would receive a state pension.

Happiyogi Thu 18-Jul-19 16:48:01

Maggiemaybe thanks for sharing that so called ad. What an insult to us (I'm one of the '54 "losers").

I can't read the text but wonder if the dogs are female and whether the originators of the image had a laugh at their hidden insult.

Maggiemaybe Thu 18-Jul-19 16:50:11

If your in-laws died decades ago, JenniferEccles, they could conceivably have heard about the first hike to our pensions, brought in by the 1995 State Pension Act (24 years ago), but they certainly didn't know about the acceleration to that which was announced 8 years ago. Many of us lost another 18 months when that came in in 2011.

If we'd all known about the issue and kicked up a stink back in the 90s, perhaps George Ruddy Osborne wouldn't have got away with the 2011 hike. He famously boasted to an international forum that this was one of the least controversial things his government did, and one that probably saved more money than anything else. I'm sure he's very proud of himself. angry

I hope you get the full pension, paddyann, after the long wait. Of course HM Government played another blinder when introducing the Universal State Pension, when they decided that any years in which we had opted out of the state pension (as we were advised to do back in the 80s and 90s) would no longer count towards the basic pension, as they had done previously. Oh, and nor do years worked before the age of 18, when of course many of our age group started work at 15.

Willow500 Thu 18-Jul-19 17:24:17

Another little known fact for those of us who receive or are about to receive the SP is that they have also pulled out the pension payment date by further months. My friend is a month younger than me being born in Mar 54 and rang the DWP to find out why she wasn't going to get hers until Jul this year. She was told that they were extending the dates over this year so that by the end of the year everyone will be 66 when they get it. Another saving to the government. Another friend born Jul 54 won't get hers until next Jun and yet someone else born Oct 53 received hers in Jul 2018 at 64y 8m.

quizqueen Thu 18-Jul-19 17:43:11

I reckon the government owe me £20,000 in lost pension. It will be a lot more in other women's cases , I'm sure. Pensions ages should have been set up as equal in the first place.

DotMH1901 Fri 19-Jul-19 10:08:45

We are waiting for the result of the Judicial Review - hoping that as the recent appeals by the Judges, Fire Service and Civil Service have all been upheld and the Government is going to have to restore their pension rights ours will follow the same pattern. Thousands of us who have been affected by the six year increase in our pension age have said we had no notice of this, the DWP is unable to produce evidence that we were informed. In fact, several internal reports by the DWP have been discovered under FOI requests that show the DWP knew most women were unaware of the huge hike in our state pension age but did nothing about it. Women in my age group (1955) did not have the opportunity to join company pension schemes so we have been discriminated against on that basis alone. I was told I did not need to have the same salary as my colleague (who was male and doing precisely the same work as me) as my husband would make up the difference. I also had to take unpaid maternity leave when I had my children, I was the principal carer when they were ill and needed attention and many of us were the carers for older relatives too. Men, in general, did and do not have these extra responsibilities that, sadly, impact a woman's ability to earn the same sort of income as man would. We don't have true equality today - women, even those in the public eye, still receive a lower salary than their male colleagues. There have been many reports on the inequality women still face...

Crazygran Fri 19-Jul-19 10:09:36

According to a meeting I went to in Wales if the Back to 60 group hadn’t gone to court something could have been sorted with a private members bill in parliament but that can’t go ahead now due to it being sub juricy.
No point in fighting it now as nothing will happen !

Growing0ldDisgracefully Fri 19-Jul-19 10:13:20

I am 62, thankfully have been able to retire on my occupational pension and have to wait until I'm 66 for the SP. I never received any notification from the DWP, have never seen that advert, because I have never regularly taken a newspaper. I only heard by word of mouth about the change of date, and only latterly through social media such as this forum. Likewise I only learned of the change of goalposts from age 65 to 66 through word of mouth. Never mind, perhaps we should be pleased to support the lazy, grasping workshy waste-of-spaces sitting in parliament, especially those captured fast asleep, and being paid exorbitant salaries and expenses for doing so.

Stella14 Fri 19-Jul-19 10:39:00

Fortunately, it’s not up to the Tory Government any longer. The high court rules on the case taken by two WASPI women. The excellent Michael Mansfield is the QC arguing the case. The Court’s ruling is due in two-weeks. If the Government loses, it will of course use large amounts of tax payers money appealing. I think, and hope the case is a strong one, since the Government did not ensure that the women concerned were properly informed. Therefore, they didn’t have the opportunity to effectively plan for the change.

Maggiemaybe Fri 19-Jul-19 10:40:44

The judicial review has put a few things on hold, Crazygran. I’m a paid up member of the WASPI group (been to the demos, lobbied and written to my MP, got the sash etc), and had gone through the whole longwinded process of formal complaints recommended by WASPI’s legal people. I’d just had confirmation after four (five?) letters that my complaint was going to the Independent Case Examiner when the judicial review was announced and it was immediately blocked. They’d said they needed 6 months to review my case, but couldn’t get that news to me fast enough.

We’ve no guarantee our cases will be re-opened but I’m still wishing Back to 60 well. If they’re successful I won’t need to push for it!

Scottiebear Fri 19-Jul-19 10:40:54

Im one of these women. Born in 1955. I think it was long overdue to equalise the ages at which men and women get their pensions. But I do think the process should have been much more gradual in order to give women more time to plan their finances, especially as many women of our generation, unlike many younger women today, dont have their own savings or private pensions. But I really don't think we are going to get any satisfaction from the government because it would simply cost too much to compensate us all.

Maggiemaybe Fri 19-Jul-19 10:46:42

The judicial review was brought by Back to 60, Stella14, not WASPI.

Stella14 Fri 19-Jul-19 10:53:08

On the issue of pensions for men and women being equalised. I agree, that is appropriate eventually. However, it is not just to increase the pension age for those of us born at a time when, in at least the first 10 years of our working life, we were paid a fraction of what men were paid for equivalent work, and many well paid job had a glass wall around them excluding women! We lost enough money then, it’s only fair that we should be compensated by receiving our pension earlier than men, especially since the powers that be didn’t bother to write to those effected. After all, a computer could easily have spit out the National
Insurance numbers of everyone effected. Remember, they managed to send a leaflet to every household about the Brexit referendum, but nothing to the homes of women for whom such a momentous decision was being made. angry

Stella14 Fri 19-Jul-19 10:54:19

Thanks Maggie, of course blush

NaughtyNanna Fri 19-Jul-19 10:54:45

Well said DotMH1901 - women have been discriminated against all our lives in work and so have rarely been able to build up anything like the same private and work pensions the men have. Between that and for some, the long term health effects of giving birth plus the fact that it's almost always the woman who is left literally holding the baby if a man decides to up and leave, it's no wonder we are campaigning for at least decent notice of these changes and compensation for the money we have lost.
I thought I was all in favour of equalising state pension ages but the more I've read and considered the issues I'm inclined to think the ages should be equalised when women have equal opportunity to build up a work and / or private pension alongside the state safety net.

essjay Fri 19-Jul-19 10:56:30

i was born in 1956 and will have to wait to retire until 2022 when i am 66. mine changed from 65 to 66 within months and i never received any notification whatsoever. when i divorced in 1997 and sent for my pension date it was down as 2016, no mention that it would be changing in years to come

Twig14 Fri 19-Jul-19 10:58:27

The French currently retire at 60 and are now complaining that it possibly will be raised to 64!!! 67 years old in UK. How can this be right when we are still in the EU???

glammanana Fri 19-Jul-19 11:06:18

Just a word to the wise,if any one decided to carry on working after they have started to recieve their pension make sure your employer does not take any more National Insurance from your salary,I had to fight for 6mths to get these payments refunded after I was told from HMRC that these payments stopped as soon as you started to get your pension and still worked.

Annaram1 Fri 19-Jul-19 11:16:31

In my ignorance I confess to not knowing what WASPI is?

Margs Fri 19-Jul-19 11:27:35

I know it was loftily claimed by some Junior Minister twonk, back in 2013, that "there was an article about the pension changes in the FT in 1995."

Well, b*gger me! That must have been the very week I forgot to get the Financial the ignorance about the DWP's conjuring trick with the State Pension is all my responsibility, eh?

Teacheranne Fri 19-Jul-19 11:50:31

Snap essjay, I was also born in 1956. However, I think I was better informed than you when I divorced in 2000, I knew then that I would not get my pension when I expected, I'm not sure but I think it was age 65 then but changed later to 66. I was able to use that knowledge to get a lump sum payment from my ex husbands pension fund to cover the 8 years I did not work due to child care. That pension sharing law was introduced in 2004 ( I think) so we delayed the final financial settlement until then.

So, although I have to wait and I'll get a reduced amount due to paying less NI contributions as I was a teacher, I was able to retire at 60 and live on two occupational pensions and my investments from my private, divorce related pension. I was so lucky to have a good friend who was a solicitor who gave me such good advice back in 2000.

My current financial adviser told me to "forget" about my state pension for the time being, don't depend on the future payments and view it as a little extra when the time comes! Gosh, that makes me sound so complacent, I'm not honestly, just appreciative of the fact that I am stubborn, canny and determined so fought hard and also worked hard in well paid jobs for many years. I do however know how difficult these pension changes are for women who have not got decent occupational pensions ( thank goodness my father told me not to pay reduced married Womens contributions!) and I hope some retribution will be made for them.

Gonegirl Fri 19-Jul-19 11:57:40

I feel so sorry for the WASPI women. It is very unfair.

kazziecookie Fri 19-Jul-19 11:58:57

Thank you Nico97 for bringing this up because a lot of us on Gransnet are in this age group and are WASPI, Back to 60 or We Paid in You Pay Out.
The whole equalisation of the State Pension Age has been done in a most unfair way and many women are in very dire circumstances (especially ones without a partners support). I know some that have at times had to choose between eating or heating their home. Also one who struggled to get her cat treatment because she could not afford the vets bill.
Many women were made redundant or gave up their jobs to look after an elderly relative only to find themselves in their 60s having to go on Job Seekers allowance having to go out and seek work. Guy Opperman (DWP) even told us to go and get an apprenticeship in our 60s!!
I was born 1956 started work at age 15 and I still work full time at 63 and in pain daily with my joints.
It is shocking how we have been treated and I am praying that something will happen with the Judicial Review.

Gonegirl Fri 19-Jul-19 12:01:18

Women Against State Pension Inequality (imposed on women born in the fifties)

Gonegirl Fri 19-Jul-19 12:03:52


paddyann Fri 19-Jul-19 12:17:22

teacheranne the age was initially raised to 63 ,maybe thats what you knew in 2000,it was only rasied to 65 much later and 66quite recently.I had no notification at all from DWP about ANY of the rises ,in fact I had a letter from them when I was 58 saying my pension would be payab,e at 60 and giving the amount .It was only through social media that I discovered that wasn't the case .Maybe its MY fault I didn't go looking before then but I genuinely had no idea of teh changes.In my forties I had elderly ,ill.parents ,a young child and a teenager at home a large home that I run as OH worked 70+ hours a week and a business that I've been running since 1976 .I can forgive myself for not knowing ,I do get irritated by posts like yours that imply I'm stupid because others DID know !! There are many thousands ..tens of thousands just like me who were hit with the changes late in the day .It is grossly unfair .

spabbygirl Fri 19-Jul-19 12:22:10

Thanks for that Stella14, I wondered when we'd hear the result. I also think it might change if we get a change in gov't, Labour would not see us cheated, I'm fed up of paying taxes simply to give rich sods a bigger tax cut. I would never vote Tory ever, ever. Not that I did in the first place.

sharon103 Fri 19-Jul-19 13:12:13

I was born December 1954, started work at 15 according to GOV.UK I get my state pension in December at the age of 66.
I've never been informed of this. I shall get a free bus pass then if it hasn't been phased out, knowing my luck it will be. I will have just missed out on the heating allowance and won't get it until I'm a month short of 67.

GrandmaMoira Fri 19-Jul-19 13:19:27

As one of the 50s women who had to work past 60 I do agree that most of our generation did not have the chance to get a decent occupational pension due to lack of equal pay and job opportunities and staying at home with small children.
However, I really don't think that any Government is going to repay us, it would simply cost too much.

Shirls52000 Fri 19-Jul-19 13:30:27

I am 62 and have worked since I was 15, always working towards a retirement age of 60. I had no warning about the change in pension age and will not receive SP now until 66, I figured I have lost out on about £44,000 worth of pension!

MaizieD Fri 19-Jul-19 13:33:41

The French currently retire at 60 and are now complaining that it possibly will be raised to 64!!! 67 years old in UK. How can this be right when we are still in the EU???

Sorry to derail, but this makes me very cross.

It's because, Twig14, the EU, contrary to what people would have you believe, do not rule every part of our lives and have nothing whatsoever to do with pensions or pensionable age in the Member states.

I have every sympathy with all you WASPI ladies and very much hope that the judicial review goes your way. You've been very badly treated...

Rosebank16 Fri 19-Jul-19 13:50:19

I am one of the ladies affected & let me be absolutely clear, it's not just money we have been robbed of, it's TIME, after a lifetime of working to raise families in the years when, if becoming pregnant, God forbid if you weren't married (1970s)you left work to bring your children up. If you are working in your 50s you can cope, if you're in your 60s it's a different ball game. Most of us took on menial work to help the family finances, we're tired & want to spend our later years enjoying the families we created. For the first time in my life I am reliant on my husband for money & that is soul destroying! The way this was implicated was, imo, cowardly & bullish, thank God for Michael Mansfield QC & Back to 60. Technology has come a long way since 1994/5, that has been our saviour! Unless it affects you, you cannot begin to appreciate the impact on our lives. Our contribution money was stolen pure & simple, Westminster greed knows no bounds nor do they care!!

Gonegirl Fri 19-Jul-19 13:53:11

Rosebank16 [LIKE]

Urmstongran Fri 19-Jul-19 14:20:31

Absolutely Rosebank very well expressed. Thank you.

sharon103 Fri 19-Jul-19 15:57:03

Agreed Rosebank. Plus the fact that at our age many women and gents are needed as full time or part time carers for elderly parents and relatives which in some cases save the government a hell of a lot of money which they would have to pay for if relatives were put into care homes.

Brunette10 Fri 19-Jul-19 17:02:55

spabbygirl - was it not Gordon Brown who actually introduced this through the back door so to speak and and very discreetly? I maybe wrong.

Lioness68 Fri 19-Jul-19 17:40:38

It was first announced in 1998 by Teflon Tony and was big headline news at the time. I remember my boss coming back into the office at lunchtime with the newspaper. That same boss retired a few months later. She was four years older than me. I was born in 1951 and got my pension at 61yrs and 6 months.

Maggiemaybe Fri 19-Jul-19 18:10:34

The Pensions Act was passed by the Conservative government in 1995.

Maggiemaybe Fri 19-Jul-19 18:47:02

The timetable was accelerated by the Pensions Act 2011. Passed by the Conservative government.

Urmstongran Fri 19-Jul-19 19:26:39

Cleggie got his grubby hands on it during the coalition government. What a wheeze to accelerate the changes by 10y and impress Gideon.

So the students hated him for his back track on their loans and us WASPI women hated him for raiding our pensions.

Legs55 Fri 19-Jul-19 19:42:04

I was born in July 1955, I was aware of the change in State Retirement Age but have always resented the increase time scale. I was furious when the SPA was increased to 66. I took Early Retirement to look after DH, I was 5, he was 65. I have been a widow since 2013 & rely on a small Civil Service Pension & Benefits. I was never informed by DWP or saw the advert

Jani31 Fri 19-Jul-19 21:20:33

1995 and 39 years old. Why would I need to know about the extended pension age. 2001 went back into nursing, working 37.5 hours plus University plus keeping house etc. Never saw these adverts that explained that you could get a leaflet. 2011 lost my husband. Too much going on as Executor and 2 devastated DDs. By 2015, according to my Student Nurse papers, I was retiring at 60. Tax man told me no, at 66. Gutted. Quit nursing at 60 as I was broken, got my NHS Pension, tiny widow pension as we were separated and a Carers Allowance for looking after my Mum. 3 years and 5 months to go 🤬

ClaraB Fri 19-Jul-19 23:08:55

I too am affected, I'm now 61 and had a very stressful job along with health issues, so called it a day at 58, if the goal posts hadn't been moved I probably would have gone to 60 but no way could I do what I was doing until the age of 66. I am now having to rely on husband (his SP has been put back only one year to 66 whilst I have been put back 6 years) and small bits of private pension. I feel robbed of £50,000 and very badly treated but am lucky that financially I can make it to 66 but may need to move to a smaller house in a cheaper area.
I read recently that psychologically our well-being has been very badly affected, something which I totally agree with, this needs taking into consideration when the whole picture is being looked at. I hold out very little hope for us whichever government is in power and consider this to be an absolute scandal the way it's all been handled.

Shoequeen53 Sun 21-Jul-19 14:35:44

I well remember the first legislation in 1995. I was 42 and my pension would be delayed by a year or so, it seemed reasonable at that point. It was in 2011 that I started getting really angry - how dare they move the goalposts on us twice? And with no notice whatsoever, I thought I was three years away from SPA at that point. No, it was now 64 years and three months.

The phasing could only have been worked out by a bunch of incompetent civil servants who went out and got pissed at lunch time, returning to do the calculations in the afternoon. Unfair, illogical and mendacious. The irony that, had I been born seven hours sooner, my pension date would have been three months earlier.

Sadly, as we all eventually get our pensions, most of us will forget the burning injustice and the bastards will get away with it.

sharon103 Sun 21-Jul-19 14:42:40

Well said Shoequeen

suziewoozie Sun 21-Jul-19 14:46:25

Shoe I think it’s somewhat unfair to blame the civil servants. The legislation was passed by the coalition government and all the MPs and ministers who voted for it knew, or should have known, the impact the changes would have. The government were looking to save money and probably instructed the civil servants to come up with a scheme that provided the desired amount. The pension changes and the lack of information provided were political decisions not administrative ones.

suziewoozie Sun 21-Jul-19 14:48:24

I do agree of course that the later changes to the 1995 Act were incredibly unfair in terms of the acceleration of change and rage cliff edge impact for certain women

Shoequeen53 Sun 21-Jul-19 15:29:12

The detail was worked out by civil servants. Have a look at the phasing - it’s completely bonkers, there’s no rhyme or reason to it.

suziewoozie Sun 21-Jul-19 17:07:25

‘The phasing could only have been worked out by a bunch of incompetent civil servants who went out and got pissed at lunch time, returning to do the calculations in the afternoon’

This really is a silly comment. I could just as easily say that is was approved and voted for by Coalition Ministers and MPS off their heads on cocaine and alcohol. The truth is probably that they just couldn’t care less.

suziewoozie Sun 21-Jul-19 17:14:04

The Pensions Act 2011 received Royal Assent on 3 November 2011. Section 1 brings forward the increase in the SPA to 66 to October 2020.
The legislation as originally presented to Parliament would have brought forward this increase more quickly, so that the SPA reached 66 by April 2020. However, when the legislation was before Parliament, concern was expressed at the impact of the revised timetable on those women who see their SPA increase by more than a year (in some cases by as much as two years) as a result. In the Second Reading debate in the House of Commons, Work and Pensions Secretary, Iain Duncan Smith, said the Government was committed to the SPA being equalised in 2018 and rising to 66 in 2020 but would work to “get the transition right”.
The Government amended the Bill at Report Stage to cap the maximum increase in the SPA at 18 months relative to the legislated timetable. The Opposition tabled amendments that would have retained the timetable in the Pensions Act 1995 for increasing women’s SPA to 65 by 2020 but then brought forward the increase from 65 to 66 to between 2020 and 2022. These were negatived on division. The Opposition voted against the Bill at Third Reading on the grounds that the Government amendments, although welcome, did not go far enough.

The above quote proves that the Government knew exactly what they were doing.

Day6 Sun 21-Jul-19 17:27:07

Legalised robbery!

It's not a benefit either. I paid lots of money whilst working into both a private scheme and NI/PAYE.

Thank goodness I have a private pension. However, that should NOT come into the equation. At 60 I discovered I'd be almost 66 by the time my state pension was paid. Friends and relatives, by being born slightly earlier get £600+ a month more than I do. I get by but I know lots of women still in work, suffering from tiredness, ailments and so much that ageing often brings, who have no choice but to plough on.

It is robbery and if any private firm acted in such a way they'd have been shamed, sued and lost their case.

A loss of nearly £50000 in pension payments is disgraceful, but a nice little nest egg for the government. angry

suziewoozie Sun 21-Jul-19 19:00:57

Equalising the pension age was not wrong. None of us have paid enough in NI to cover what we get out in pension - especially as NI goes towards other benefits as well and some towards NHS. What was wrong was the 2011 Act and not having a proper system of notification.

Maggiemaybe Sun 21-Jul-19 19:41:12

None of us, suziewoozie? I'm sure we all know people who have not, or will not, live to collect any of their state pension. Such as the terminally ill woman I met on the first WASPI London demo. She was already in no doubt that she would not make her new state pension age, but was there battling for the rest of us.

Maggiemaybe Sun 21-Jul-19 19:44:34

It's interesting too that the rising longevity on which the new pension age timetable was drawn up has now stalled.

Compared with 2015, projections for life expectancy are now down by 13 months for men and 14 months for women.

Shoequeen53 Sun 21-Jul-19 19:54:40

Equalising the pension age isn’t wrong. The way it’s been done is outrageously unfair to a generation of women. Some of us will take out more than we’ve paid in if we live long enough, many of us will take out significantly less. And my comment’s deemed “silly”.

Chewbacca Sun 21-Jul-19 21:50:00

Completely agree with you shoequeen, I had no problem with the state pension agreeing increased to 65. What I did have a problem with was receiving a letter, when I was 58, telling me that my state pension age was being increased to 62. I heard nothing more. It was sheer chance that a colleague suggested that I should check on line to see if that was still the case, just as I approached 62. That's when I found out it had been changed again to 64.5. I checked regularly for any changes for the next year or so and then, days before my 64th birthday, they changed it for a 3rd time to 65.5.

It makes me so cross that the increases were done insidiously; no formal letters or emails were sent and I can't help but think that that was deliberate. Had I been told, when I was 58, that I would actually have another 7.5 years before I received SRP, I'd have planned my finances completely differently; as it is, they did it incrementally and I'm now in a precarious financial position.

Nico97 Sun 21-Jul-19 23:26:29

Completely agree with all you say Shoequeen53. It's been a complete shambles how it's been done though. I have not received any form of communication whatsoever about my state pension and agree with Chewbacca when she says about it being done deliberately.

suziewoozie Sun 21-Jul-19 23:50:28

It’s the very nature of pension schemes that not all will benefit. But it’s simply not true that our past NI contributions fund our current state pensions. It just doesn’t work like that. The point I was making about ‘silly’ was the outrageous comment about civil servants. The only people to be held responsible for this fiasco are the Ministers and MPs of the Coalition Government who voted for the 2011 legislation in the full knowledge of how it would impact that generation of women.

twiglet77 Mon 22-Jul-19 00:51:34

I'm a 1956 woman and expect to get State Pension at 66. Plenty of people involved in the decisions and legislation that led to this share the views of my brother (70 and single), that not only do "most women have easier jobs" (at least those in manual work), and "don't work as much overtime as men", women have a longer life expectancy and therefore their State Pension Age should never have been lower that that of men, it should always have been higher!

I'm afraid my brother is right about everything, so this is one of many topics we no longer discuss.

Maggiemaybe Mon 22-Jul-19 07:03:04

Oh, fancy that, twiglet77. 😊 I remember the fact that we would retire at 60 being given as justification of women being routinely paid less than men.

It was also the reason why women paid at a higher rate than men into one of my company pension schemes. The one that was embezzled by its trustees.

I’m all for (fair and gradual) equalisation of the state pension age. Nobody’s said they aren’t. But we have been landed with the consequences of an unfair and far too abrupt rise after having had to put up with years of inequality.

I went to school with sisters born 12 months apart to the day. The older one will get her state pension 3 years before her sister. How can this be equality? confused

suziewoozie Mon 22-Jul-19 08:08:00

I vaguely remember reading that when the women’s pension age was put at 60 in 1940/2? the thinking was that men usually married women younger than themselves and so this would enable them to retire closer together. Of course a lot less women used to have independent state pensions and this was encouraged by the married woman’s ‘stamp’.

Maggiemaybe Mon 22-Jul-19 11:52:54

Even now, women’s pension income in the U.K. is 40% lower than men’s.

I’m so glad I didn’t take the option of the married woman’s stamp when it was offered - those that did are presumably even worse off than those who have always paid a full stamp.

Maggiemaybe Mon 22-Jul-19 11:58:23

Actually, DH reached 65 the same week as I hit 60. We always assumed we would retire together, with our pensions. He’s had his for four and a half years now and I’ve still eighteen months to wait.

And don’t get me started on the bus pass he’s had since he turned 60 (and that I would have had too if we lived in Scotland, Wales, Northern Ireland, London, etc). angry