Health care in the US is a pyramid-
Those in government positions receive the best health insurance coverage-
Next are those who receive coverage through their employer- The employer pays a portion of the cost, the employee pays a portion- These well known insurance companies only work with employers-
Next is Medicare- A federal government insurance program for 65+, disabled, and people with end stage renal disease- It's paid for by the insured -
Obamacare- The double-edge sword of the bunch- Without it, Americans that don't fall into the above categories (or below) would be without a healthcare option- None- With it, Americans can still be out of luck since policy options vary regarding what's covered, and the company options vary not only by state but also county as well as zipcode- And aside from a "life event", such as death of a spouse, you can only apply for it between November and December-
Medicaid and other federally, state and county funded coverages are only available to those who qualify and fall below the poverty line- Again, not all medical facilities accept them-
Millions of Americans cannot afford Obamacare but do not qualify for Medicaid and low income options-
To clarify- The insurance companies that work with employers are well known and widely accepted- Those that work with Obamacare are not and not accepted everywhere-
Why?
Corporate law protects profits- By law, corporations do not have to offer healthcare options to part time employees- By law, they do not have to offer full time positions- So they don't- As a result, more than 2/3 of Americans work more than one part time job- About 1/3 work full time-
Americans are at the mercy of corporate law- That's not a booming economy, it's capitalism at its worse- Necessary spending leaves Americans in increasing, personal debt-