My car insurance renewal has arrived, and the premium is higher, apparently because I made a claim last year. Except I didn't. Someone hit my car, did minimal damage, and wanted to pay me directly. I notified my insurer, as I am legally bound to do, emphasising that both parties would not be using our insurance companies, but hey presto - it is registered as a claim.
After a lot of jumping up and down they agreed to apply to whoever to have this registered as a 'notification' rather than a claim, which might - just might - mean that I don't have to pay a higher premium for years when the cost to the insurers has been nothing.
This is, surely, obtaining money under false pretences. How can it be justified, and how many motorists who are not retired and don't have time to spend hours wrangling on the phone with intransigent insurance companies, pay a raised premium for accidents that have not resulted in a claim?
I do wonder if it is worth notifying your insurers if this is the outcome.
Rosina Sun 27-Jun-21 11:32:57
midgey Sun 27-Jun-21 11:35:40
Tizliz Sun 27-Jun-21 11:56:50
Nonogran Sun 27-Jun-21 18:03:03
Mattsmum2 Sun 27-Jun-21 18:28:35
greenlady102 Sun 27-Jun-21 18:34:47
Rosina Mon 28-Jun-21 15:50:47
cornergran Mon 28-Jun-21 15:58:45
mokryna Tue 29-Jun-21 16:05:48