Willow, I think planning ahead in these difficult times, is something positive and uplifting to plan and look forward to. It was dreadful those people stuck on a cruise ship, but you can't stop doing things you love because of that. I am already looking to see where I would like to go, I love cruises, if anything this lockdown has made me embrace life more than ever, in an instant things can change for any one of us. I will wait until I have my vaccine and see how the countries I want to visit have coped and if the go ahead is given to visit those countries I will book up. Probably this year it will be the UK. One thing for sure holiday prices will shoot through the roof and insurance.