My 91-year-old widowed mother currently receives a dependant's private pension of about £100 per month. She has just received a letter from her pension provider offering her a one-off lump sum under what is described as a 'triviality option'. The term 'trivial commutation' is the official financial term. The use of the words 'trivial' and 'triviality' in this context seems very patronising and insulting. For many pensioners, an additional £100 per month is anything but trivial. In fact it can make a big difference in their 'heating or eating' decision. Who coined this term? I expect it's the same sort of people who joke that their winter fuel payment helps to pay for a few bottles of wine at Christmas.
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