Lots of people seeking debt management after Christmas.
I'm guessing, but could be wrong, that folk our age do not overspend and get into trouble. There again, could be wrong.
We are lucky, we have a small family and we've cut down and out on present giving. Our DD hosted Christmas day and my contribution was a home made Christmas cake and dinner Boxing Day.
Apart from spending money on the GC we didn't spend too much and we would personally never borrow money for Christmas
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Christmas
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