The problem is that many employers who in the good old days would take on school leavers with maybe a handful of GCSEs (banks and building societies for example) now require degrees. Many jobs require degrees, just have a look, it is laughable. Even many estate agents. And then you can understand why we have to fight to get our children into universities.
My son doesn't receive enough loan to cover his accommodation, we have to cover it for him. Some students he knows have perhaps £10 a week to live on once their rent is paid, and have no help at all from family. Most of his friends have to work and study at the same time, no matter how hard or time-consuming their course. My son spends around 10 hours a week conversing with language students online to supplement his income, and belongs to the OTC for which he receives an allowance. He goes out once a week on a night and a time when it is cheap. He never goes out on a Saturday night, he can't afford to. No takeaways, he does his own cooking. yes, some students are wealthier than him, but that is usually because they have managed to find a good part-time job. He lives in a very expensive city, which doesn't help. I'm really proud of the way he has made his money go so far, and how he doesn't splurge or have takeaways.