Mortified - malicious gossip
Angry - dangerous dogs
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Reaching this landmark birthday is bound to have its ups and downs, but one of the silver linings is that hitting 60 carries with it some great savings if you know where to look. From money off travel to reducing your vet bills, here's our round-up of the 25 best discounts around. The perks of being over 60, eh?
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National Rail offer a yearly rail discount card (£30 per year) that will get you a third off your train tickets, plus special offers including discounts on days out, holidays, theatre tickets and more. If you buy a three year pass for £70, you also save £20. Not bad, especially considering that the average yearly saving from this railcard is £119.
If you live in a London borough and are 60 or over, you can ride the city's public transport for free, starting with a 60+ Oyster Card when you turn 60 and a Freedom Pass once you reach pension age. A single journey ticket on the tube can cost up to £6 so just think how much you'll be saving!
If you're not from London, but have a bus pass, you can usually use that on London buses for free as well. Use the eligibility calculator on the Freedom Pass local councils’ website to see if you're eligible.
"If you live in one of the 33 London Boroughs the big discount is a free Oyster Card - worth its weight in gold!"
Over 60s discounts also include discounted travel on local buses in Wales and Scotland with Arriva Club 55 and the ScotRail Club 50 card respectively. Scotland also provides free travel on national bus services, and some rail travel depending on where you are, and Northern Ireland allows free travel on bus and rail journeys. If you live in England or Wales, you may be eligible for an older person's bus pass.
Buy a Senior Coach Card (£12.50 per year) and all tickets are a third off, with no peak time restrictions. Still not sure? If you don't save the cost of the card in a year, National Express will refund you the full cost of the card. That's you off bright and early, then...
Over 60s are entitled to 10 percent off adult fares with Interrail, which means you get to travel Europe in a budget-friendly way. And if you want to travel in style, the discount is available for both 1st and 2nd class. So go on, grab your backpack and see that little bit of Europe you haven't got round to yet. Who doesn't love a discount holiday?
Did you know that a few airlines, such as British Airways, Air France and Delta (domestic flights), actually offer senior discounts as well? If you're over 60, it's worth double-checking the website of your preferred airline before you book, just in case you can save a few bob.
One gransnetter has quite possibly one of the best money saving tips when it comes to holidays:
"If you're going abroad, it's worthwhile finding out what age-related discounts are available in your destination country. When I last went to Spain, I enjoyed a substantial discount on visiting the Alhambra, and the Alcazar in Seville was free to pensioners on Sundays."
A number European countries either offer a reduced admission fee or don't charge at all for tourist attractions if you're a European citizen over the age of 65. Our top tip is to find tourist information points when on holiday or search online before you go to see what's available to you.
Book your eye test as usual, then tell them that you're entitled to a free test once you arrive. You may also be entitled to free NHS dental care in England, depending on your circumstances and what benefits you recieve. If in doubt, ask the receptionist what you are eligible for.
In Wales over 60s are entitled to free dental examinations. Don't forget to ask for your NHS discount or free prescription though, because there's no guarantee that the person you're talking to will recognise your bright-eyed and bushy-tailed self as one old enough to be entitled.
Specsavers give over 60s 25 percent off all glasses and lenses if you buy any single pair of glasses from its £69 range or above. So if you buy a pair of glasses at that base price, you will make a saving of over £17, so it's definitely worth enquiring about those handy senior discounts. You'll usually be able to get a discount voucher towards the cost of glasses or contact lenses at other opticians too.
If you have an Advantage Card, you can take <ahem> advantage of extra savings at Boots once you turn 60, including 10 points for every pound you spend on boots' products. Every point you have is equivalent to a penny to spend in store, so if you have 1000 points, that equates to £10 to spend in store.
As well as 25 percent off your first pair of glasses or prescription sunglasses, you can get every additional pair of glasses or prescription sunglasses half price at Boots. If you're a hearing aid-wearer, there's also a 15 percent saving on their hearing aids.
If you've got a membership to a fancy private gym, you may want to think about checking prices with your local council-funded (well, partially) gym, as they might offer a hefty discount for over 60s. Usually, that means access to the gym and a pool to swim some lengths in as well.
"As an over 60, I get discounts on exercise classes locally. Pilates is only £4 a class. My local authority has free exercise activities for the over 60s. Do check out your local council website."
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Vet bills can be whoppers when things go really wrong, but even the routine check-ups and injections add up. Ask your local veterinary practice if there's a discount for over 60s, as some do offer them.
Many councils offer a handyperson service for those who are over the age of 60, or have a disability. These are often vital services for people living alone or those for whom carrying out physical tasks around the home is too difficult. Services offered vary from council to council, but the implementation of safety and security measures and small repairs can usually be offered via the service.
Age UK also offer a similar scheme - check their website to see if your area is covered.
Pitch up at B&Q on a Wednesday with your Diamond Club card and you'll get 10 percent off your shop. Now you know where to head next time you're spring cleaning, redecorating or sprucing up the garden...
N.B. The scheme will no longer be accepting new members from 3 September 2018 and the offer will be restricted to certain products only.
"We always make sure we get anything we need from B&Q using our over 60s Diamond Club card. Our local B&Q is always full of pensioners on a Wednesday."
If you love to potter around the garden centre and have a Wyevale Garden Club membership (it's free, might we add), you have access to reward vouchers and exclusive deals, including double points on Tuesdays if you're over 60.
Local and national theatres, art centres and concert halls often have concessionary tickets for over 60s available for some or all performances as well as annual senior memberships.
Hungry Horse offers two courses for £4.49 Monday to Friday at all pubs countrywide for customers over the age of 60. Now how's that for a meal deal?
Imperial War Museums, Tate Modern, National Maritime Museum, Cutty Sark, Royal Observatory and many more museums offer concessions for over 60s - and that's just in London. Wherever you go, it's worth asking for a discounted ticket, or checking their website before you set off.
If you've been a National Trust member for five out of the last 10 years, you could be eligible for a senior membership once you turn 60, which means receiving a heavily discounted price of 25 percent off annual adult rates. That means you'll only have to pay £51.48 for an individual membership and £85.20 for a joint membership. The discount isn't automatic though once you turn 60 - to activate it you'll need to contact the National Trust.
If you're over 65, you can opt for a senior membership with English Heritage and get a monthly pass for £4.08, an annual pass for £49, or a lifetime pass for £1,000. For a further saving, you can also get discounted joint senior memberships for you and a partner or friend.
With tickets starting at just £3, you can make huge savings on cinema trips across the country.
If you feel like you need to brush up on your IT skills, Age UK offers basic courses to help you get online. Find out if your nearest Age UK centre offers this type of course by visiting the Age UK website.
Sign up for a free myWaitrose card, which entitles you to a free coffee as long as you make a purchase.
When you buy a paper, they'll also deduct the cost of it from your shopping, provided you meet the minimum £10 spend.
"My husband found out this week that if he shows his bus pass in one of the local pubs near to us he would get 40p off a pint of beer. He is now calculating how much he may have lost out on! Local restaurants also have a 15 to 20 percent discount for over 60s depending on the day or night. It's well worth hitting the big 60 when it comes to matters of the purse strings."
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