Exactly what I said to her- because of people like you, MY premiums go up. Must say I was furious- she laughed and said I was the stupid one for not making use of my insurance, grrrrrrrr. As said, the worse thing was that her husband was a vet with several very successful practices, so finance was not a problem.
Can You Name 5 More Songs? (number 2)
Lack of public toilets in towns.