Our area doesn't even have any council owned housing stock, so there is only limited housing association property available, and people need to be in pretty straitened circumstances to qualify.
This leaves all those people unable to get on to the housing ladder with no choice other than to rent from private landlords, and possibly paying over the odds for the privilege.
More worrying, however, is that they have no security of tenure, with only 6 monthly renewable rental agreements. I don't know what the answer to this dilemma is, certainly not a return to the 'sitting tenant' problem of yesteryear. But with housing association property sold off, more and more people will be in this precarious position.