Perhaps I overstated that FP. I only go to places, usually no more than two hours travelling time from home, self catering, so that I can retreat to bed if necessary and obviously within striking distance of medical care.
One day I was teaching, the following day I was told at a hospital appointment, that I would never work again. No time to prepare for that stage in my life. That is why you should never put things off, go for it now.
No-one will insure me, so I have to find alternatives to travelling to all the European countries, which we had planned to visit. In fact I'm off on Tuesday to the East Neuk of Fife for a few days, I can't wait!