If it was just as the therapist says, that she’s emotionally young for her age, that wouldn’t come on over night, it would have been like that all the way through !
When she acts like this and presumable you ask her what is wrong what is frightening her, does she give any clues!
As it started two days before Christmas had there been any talk about FC coming to her bedroom at night ! However that wouldn’t address the teatime or school arrival screams
Have you tried her sleeping somewhere else perhaps on the sofa for a few nights or anything to break the cycle of fear that she has got into
Could she be autistic and this is a phase of it showing itself.
It’s obviously not night terrors if it’s happening at mealtimes and school entrance
Personally I m not at all sure about hypnosis for a small child
Talking about wealth: what happens if the government took on the mortgage debt?
