I think I'm away to bed now.....

The fraud took place 4 days before I left England and the first I knew was when I tried to pay for curtains in John Lewis and the card was refused. Nobody from the bank had made any effort to contact me and when I stormed in they said they knew I would contact them when I was unable to use my card. I had to queue with my passport to get cash over the counter because neither of us had a card. Apparently details are sold from Indian call centres for s little as a few pence per card.

Suggestion (to avoid that problem, anno): pay the garage (or whatever) with your credit card and then use the cheque to pay the bill on your credit card. You can do this straight away (by cheque or online) or wait for the credit card bill to arrive.

Credit card transactions are much safer than debit card ones.

PS. The upshot of this situation for me is that the bank blocks the debit card if I use it for an unusually large payment - such as when I had to pay my garage for a new exhaust system at the car's last MOT. Luckily they knew me well enough to trust me to come in with a cheque the following day. But it is embarrassing!

It does leave you with a sick feeling, harri. When it happened to me I was in NZ and the bank wouldn't send the new card to me there so I had to use my credit card instead, thus incurring interest. £1300 of goods was bought from Curry's online and delivered to an address in London. It was my impression that such fraud is reported by the bank to the police, but they never contacted me. When I go to Europe I now use a pre-loaded Euro card, though I always take my credit card with me - just in case.

Oh harri what a let down by the response got from the police they could at least have been sympathetic,we had one of our cards scammed last year to the tune of £4.300 and I was under the impression that the bank usually got in touch with regard to such a large amount but they never did,we had it refunded but have been very very careful as to where we use it. for you harri

Stopping one card, asking for another, and signing a form to say this, that and the other transactions are fraudulent is not that much of a hassle. Maybe my bank is just efficient. I also have a 'spare' credit card so I always have one that works. Credit cards are safer than debit cards for most things.

Rotten luck though, harri. I hope it is sorted quickly.

for you harri - Apart from anything else it's all such a hassle.
Hope you get things sorted.

Back from Brussels to find that I too have been the victim of fraud in Korea, exactly same day and time as DH. Banks reimburse but say the theft is done by claver people, I told them "they are not clever, they are criminals" Police were not interested said it was a banking issue not a police matter

Crescent Moon and goodnight to all.

Sleep well, we all know how precious a good nights sleep is!

Goodnight everyone. [crescent moon] for wonderful gransnetter pals.

Brought your teacake over for you, butty. You can have it tomorrow if it's too late now. DD is a good sport who understands her mum's goals. lucky mum!

[teacake]

Cresent Moon.......

I've had a busy day so I'm away to bed.

Goodnight all and sleep well.

Happy Birthday to all who've actually had them - sorry I missed it!

Night nanaej that where I am off to now, cant keep my eyes open.

Night everyone ..sleep tight. zzzzz

Night bags watch those bed bugs

Hope you are fast asleep by now, butty.

I'm up late (for me) because I was out at a scout leader training thingummy. Time to toddle upstairs. Night all!

very

... because it's been one hell of a day!

Wishing you all a _very- good nights sleep, because it seems to matter more the older we get!

x

Oh dear, harri I'm so sorry for you. Keep us updated please.

DH has also been a victim of fraud,nanaej you are right it would be interesting to find out if there is a "league table" for bank fraud, and indeed how many of us on here have been victim to it

Sadly fraud happens from most banks. Have been a victim twice. I wonder if there is a 'league table' for banks re fraud? that would be useful. It must be information that is collected and made available.

Apparently there were articles in the Times about employees selling details to criminals for as little as 2 pence per card. There is no problem with getting money back, we can prove we have never set foot in Korea. Would have been different if it had been used in UK. Ridiculous thing is he had to talk to India to sort it out. Think we will be taking our money from this big high street bank and placing it with a one who does not use call centres on another continent.

harri thats awful, they can be very clever these fraudsters, hope you get things sorted out.

Sorry to hear that harrigran ...hope it gets sorted out quickly