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Battening down the hatches

(119 Posts)
gracesmum Thu 13-Sept-12 09:16:00

Ouch! Credit card bill came yesterday. Since retiring I have made a point of clearing it every month, but the last 9 months have given it a bit of a hammering - 3 months of up and down from London when DH in hospital, then with his ESA stopped so I paid for any "extras" or treats, outfit for daughter's wedding etc etc Anyway, I panicked a bit, rushed to online savings account and took out shedloads of money to clear the card. Whew! However, can't really afford to do that again so Plan B comes into action:
CUT SPENDING
My free signed copy of feeding your family for £5 a day is a move in the right direction, but I need to do more with the C season also approaching.
I have decided to bin mail order catalogues (bye bye Hotter, Kettlewell, Lakeland, Wall etc) on receipt, stop "cutting through" M&S and John Lewis just on the "off chance", stop looking at the Amazon Daily Deals (those 99p s can add up) and NOT BUY ANY CLOTHES . I have enought to "see me out as my Dad used to say, but that has never been a reason not to look, touch, try on and (not any more) buy.
My direct debits are things like Pet Insurance, so can't cut that out and I have also cancelled next hair appointment and willl be scouting around for cheaper alternative (my hairdresser took her DH to Dubai for his 40th! I must have been paying too much)
Popping up to the pub for lunch now and then is one of the few pleasures (sad old dear) in life as is meeting up with friends, but those who are still working think nothing of £20 for a quick supper and I can'tdo that every week.Other helpful suggestions gratefully received! I don't want to be miserable, just in control.

gracesmum Mon 17-Sept-12 19:32:52

Welcome annsixty and especially to the topic I raised about trying to make ends meet. After all my good intentions, we now have a loo which has stopped flushing - so it's call out the plumber time, and we all know what they cost. Might have to cancel next month's hairdresser too - but I forgot - DH hit the big 6-5 yesterday so untold wealth courtesy of DWP is winging its way to us [irony/heavy sarcasm] emoticon

Oldgreymare Mon 17-Sept-12 19:44:27

Hello Annsixty...
... its thanks to this thread that I've remembered how good a med/large chicken can be! Sunday roast, all veg form the allottment. Monday cold with pickles and salad, Tues the leg meat will make a curry, and the bones will be boiled to make a lovely minestrone soup for Thurs again using home-grown veg. Pudding has been a large summer fuit pudding (crustless white bread reduced to 50p. in M&S bought at the same time as the chicken).

Marelli Mon 17-Sept-12 19:48:19

Gally- what a brilliant idea! Really, all we do at Christmas is pass presents back and forth for no particular reason, other than it's expected of us. Yours is a great idea - it'll be a laugh and it'll benefit the charity, too! smile

baublesbanglesandb Mon 17-Sept-12 20:31:04

Hello Annsixty and welcome. I am very new to this too, but already feel a part of it and have taken advice from many of the threads. I hope you feel as comfortable here as I have been made to feel.

Now I'm going to read this thread in the hope that some tips on saving money will rub off on me.

Marelli Mon 17-Sept-12 20:48:54

gracesmum, will the plumber do a cheaper job if he knows you're over a certain age? He might? My hairdresser keeps Tuesdays and Wednesdays for her 'pensioners' (!) so I'm off there tomorrow to get an inch or so off my flowing (white) locks..... grin

Nanadogsbody Mon 17-Sept-12 22:55:10

grace before you call out the plumber why not try and see if you can fix it yourself? If its just that the flushing mechanism isn't working it is usually easily fixed. I fixed ours! [proud of myself] emotion

Nanadogsbody Mon 17-Sept-12 22:56:25

Emoticon .... not emotion! Predictive text! Bah humbug.

glassortwo Mon 17-Sept-12 23:01:45

grace dont phone a plumber until you have looked at it, my DH is a plumber (in another life grin ) I bet its something you can do yourself.

Elegran Mon 17-Sept-12 23:21:06

Even I can fix our upstairs loo when it stops flushing - the handle that you press down is on a rod which has another rod hinged to it by a sort of hook-and-eye, and that second rod pulls up a plunger that lets the water through. Every so often the hook-and-eye comes adrift and has to be refastened.

The press-button kind of flush mechanism is a mystery to me though. The old-fashioned overhead cistern with a nice sturdy chain to pull was almost foolproof.

Elegran Mon 17-Sept-12 23:22:58

Forgot to say that when the hook broke completely we tied it on with plastic string and it worked like that for quite a while.

Joan Tue 18-Sept-12 06:06:50

Another free gadget in my garden is my riddler (garden sieve). I got an old polystyrene box and cut it down to size, strengthening it with duct tape, and got the fan guard off a broken pedestal fan. I sieve the lumpy soil through the fan guard and good friable soil falls into the box. Even the tape was free - left behind my my son's flatmate when he moved away.

I love to be in the garden, wearing my black wellies and old clothes, throwing the ball for the dog, and digging, weeding, planting or whatever needs doing. Sometimes I come in looking like the swamp creature from hell, though not recently as we have had no rain for three months.

There is a grassy pathway near a stream very near my home, and every so often the council slashes the long grass. I'm always out there after it's dried a bit, with a few empty chicken feed sacks, gathering the hay for my garden or my chickens. I like to grow spuds in a raised bed of hay, with a compost/soil mix inserted into parts of it, containing seed potatoes. As the spuds grow, more hay is added.

When you look around, it is amazing how much free stuff you can find. For instance, before the council comes and does its slashing, there are plenty of huge weeds along that path, suitable for the chickens. English plantain and dandelions are favourites. Free chicken food in other words.

I did a major pruning of my citrus trees, and now use the pruned branches stuck into the soil against a fence, for beans to climb up.

There's no end to it all really....

JessM Tue 18-Sept-12 06:49:15

Agree re clothes - keep em out of sight and suddenly people think you have a new thing. Sometimes they even come into fashion again. Apparently Oriental is in this season. (I confess to picking up this info reading a trashy gossip mag in the cafe)
So any Chinese jackets etc in the back of the cupboard - time to flaunt em.

speck123 Tue 18-Sept-12 09:41:58

Poundshop took a `hammering` last night. Mainly, due to items that seem specially produced by some manufacturer with less weight/smaller package than comparable items in the supermarkets.

The trick is to be aware that some items ARE cheap but Poundshop must make their profit somewhere, so they get up to all sorts of tricks with other items that carry nondescript names.
Sticking to well known brands will help but even then when you are fully aware of price comparison you then need WEIGHT/SIZE compare.

Perhaps we all need a uni course in `Retail Trickery`.

Oldgreymare Tue 18-Sept-12 09:52:35

Jess I have one! Bought in a mad moment as it was reduced! It's a deep jade green so could be an alternative for B'ham. Five years old if it's a day!

Greatnan Tue 18-Sept-12 10:15:35

The Poundshop near my sister has paracetamol packs of 16 which are three times as expensive as Morrisons. You just have to do a bit of comparing.

annodomini Tue 18-Sept-12 10:33:03

There is a huge difference in prices of Paracetamol even within Boots. The budget pack of 16x 500mg caplets (red and white pack) is 16p. Then it jumps to 45p for 16 Another offer on line is 32 for 69p. The branded Panadol is vastly more expensive but the active ingredient is exactly the same. I never buy any but the cheapest.

gracesmum Tue 18-Sept-12 11:41:35

joan misread your post and thought you said for "bears to climb up" !!! Wonderful mental picture - so disappointed when I realised it was just because glasses needed a wipe!smile

JessM Tue 18-Sept-12 12:33:12

Regard the difference between:
Cheap bleach in a 2 litre bottle from asda or similar
Thick bleach in a branded bottle.
There is a huge price difference.

crimson Tue 18-Sept-12 13:09:35

Yes but I made the mistake of buying a huge bottle of bleach from Aldi only to find that it tended to splash everywhere when I used it. It's now in a high cupboard away from small children while I decide what to do with it. Even decanting it into a smaller container seems to put my at risk of having dappled clothes. Thick bleach for me from now on!

crimson Tue 18-Sept-12 13:11:41

S.O. bought some curry sauce the other day from Sainsburys only to find that it was much smaller than the one he'd bought before.[I know we should make curry sauce but we're rubbish cooks sad].

Nanadogsbody Tue 18-Sept-12 13:34:30

Shame on you crimson I make all my own sauces, knit all my own blankets, trap all my own food. I wash everything by hand, lift all my fitted carpets weekly and beat them outside, come rain, hail or shine. I service my own car and mind all my 23 grandchildren every day. I naturally wear my (hand-knitted) knickers on the outside of my (home-made) jeans too. wink grin

Anagram Tue 18-Sept-12 13:37:32

Huh! You've got it easy, Nanad! wink

baublesbanglesandb Tue 18-Sept-12 13:37:48

grin Nanadog TeeHee

crimson Tue 18-Sept-12 14:03:19

smile

merlotgran Tue 18-Sept-12 16:10:44

Carpets, Nanadogs? We can't afford such luxuries. I sweep the bare boards daily and save the dogs' hair to stuff cushions grin