Battening down the hatches

gracesmum, I do my shopping list on www.mysupermarket.co.uk You can choose your supermarket and as your 'basket' tots up it suggests savings and special offers. It will also tell you how much you are saving by not going to a more expensive supermarket like Waitrose. I tend to use Tesco and Sainsburys but Asda is on there as well. When you have fnished your list you can then print it out to take to the supermarket. It shuffles your items into departments so you don't waste time or money wandering about looking for stuff. Alternatively, if you want it delivered, you can transfer the list to your supermarket's shop online website. I stick firmly to a weekly budget but also allow myself a little bit extra for something I might fancy.

What a lot of good ideas.
I am going to make a spreadsheet of outgoings and also make a menu list for the week and try to stick to it when food shopping.
i am going to do these things today and going back to a previous thread I am going to buy a slow cooker.

I feel inspired to get a grip.

Unsubscribing from emails from places like Lands End is a good idea. Then you don't even have to delete them.

If you don't have spreadsheets on your computer there are lots of free programs you can download.

Like greatnan and jane I have a speadsheet, it does focus the mind to see the effect all those drop into M&S etc have on your budget. I try to fill in all money spent the same day, all DD, standing orders and monthly/quarterly outgoings are already down on the sheet until the end of the year, and you can just go in and amend anything that needs it without messing up a hand written sheet.

If you don't want to be tempted, you can always 'unsubscribe' to the emails you're getting from all those shopping outlets! What you don't see.....

Make lentil soup enough for 8 people-I've found a recipe on the web- and freeze it in containers for 1/2 servings-it is so cheap that it almost comes to 6 free meals after the initial first meal -and filling, and have it once a week otherwise it's a bit grim

I have so many catalogues just begging to be read, but am now inspired to make a trip to the back door and chuck them in the recycling bin. Maybe just a quick peek... no! smacked wrist!

gracesmum I agree with greatnan about having a budget and trying to stick to it. (unlike greatnan though, I do it on excel on the computer so autosum does the arithmetic[smug])
Since I retired I have kept a more or less careful account of what we spend. The only thing I can't keep track of is the cash that DH takes out of our joint account, so that has to go in 'miscellaneous items' , however I have been surprised that we have not only lived within our means, but I have some in the savings account too.
It's well-known that as soon as you audit something, you take control.
I too would be reluctant to forgo my hairdresser whom I trust, and I also love good food, but I get a great kick out of one day making dinner out of left-overs, so it seems free, and then another day splash out and have a nice piece of fish or steak.
I try not to impulse buy when it comes to clothes, though it's hard when the emails from Toast, Coast, Boden and Uniqlo drop into my inbox on a daily basis. As I cannot pretend I need any new clothes, I try to buy only in the sales. Then I can tell DH how much money I've saved .
Yesterday for the first time ever we went to a retail outlet - I was always too busy to go shopping when I worked. I got a lovely pair of GAP dark denim curvy jeans for £19. Justification was that I have lost half a stone this year so 'needed' some that fit. [smug again]

Good ideas - got the water meter, got the solar panels (Electricity bill direct debit down by £30 a month) the shopping is a bit of a bugbear, but I find that doing it online I can see how much it is coming to as I go along and either get the dishwasher tabs on special offer or the prosecco depending on what the total is looking like. The make up tip is a good one, I doamit I do sometimes "fall for" the gift with purchase but try only to use it for things I woud be buying in the near future anyway.
I think it is Amazon / Internet clothes or shoe shopping that are my particular weakness. I even deleted my Lands End email this morning without reading it!!!

gracesmum if you have a free water-meter fitted it could save you some extra cash each month...as long as you dont fill your swimming pool.

I absolutely agree about binning catalogues and resisting the urge to buy new clothes when your wardrobe is already bulging (like my hips sadly!). It is hard to resist temptation though and online browsing is just as bad.

I find supermarket shopping the hardest to control despite always having a list and a proposed menu list for the week! One thing I have tried which helps a bit is to go to the supermarket one day later each week so you "gain" a week eventually. Of course it would help to go two or even three days later but I can never quite manage that!

gracesmum just remembered !! ask at your local department stores for sample pots of make-up everytime you go through the store,one of those pots lasts all week and can save a fortune,same with skin products never be embarrassed to ask for free samples.

please don't ditch the hairdresser. feeling good about how you look is so very important. If your hair is lovely it does'nt matter if you are wearing clothes you have had a long time. Good luck with the rest of the economising.

I know how you feel Grace as although I don't use a credit card very often, since my dad died I have gone a bit mad and treated myself.
I like to go for lunch with friends nearly every week,(my only outings) and I've been dipping into my savings.

Like you Greatnan I have frugal weeks when I eat Ryvitas, and it's amazing how little you need when you live alone.

Gracesmum Don't go without your trip to hairdressers babe it gives you a good lift and you will feel good about yourself,do what I do and make an appointment at one of the training colleges where the trainee's are supervised whilst they learn,don't be affraid of going as they only allow hairdressers who have been training for a year or two and they are supervised all the time,the last time I had a trim (1inch) instead of costing £18.00 at one salon I paid £6.00 at the college and had a very enjoyable morning.
Also try doing your food shopping after 3pm when the supermarkets reduce prices many times I have bought stuff that can be frozen on the day and it does save a small fortune,don't buy prepacked veg buy what you need :say a couple of carrots and a very small swede,saves you throughing food away when its gone off.best of luck

Have you done a really honest budget, on paper - no being optimistic about bills? Buy a ruled ledger and make headings such as gas, electricity, phone, insurance, etc. and for three months enter all spending religiously. I find I can keep better control if I use my debit card rather than drawing cash. Euros in my wallet just tend to disappear!
I get a little kick out of having a budget week with food, when I have baked potatoes with grated cheese, sardines or baked beans on toast, chicken soup (one chicken leg makes enough for two days), salad with hard boiled egg, macaroni cheese. When I have guests or when I am on holiday, I like to eat well, so I need to balance that with my frugal weeks. Of course, it is much easier when you live alone!
I wait until the end of each month to see how much I have left from my pensions to transfer to my emergecy/travel fund. Some expenditure is unavoidable - in the last three months I have had to shell out for four new tyres and a complete exhaust system, plus a new fridge. Such items cannot be predicted which is why I need my emergency fund.
I have the additional advantage of having no shops around to tempt me, so most weeks I buy only food and petrol.