My Cardiff pension.

What's wrong with naughty, phoenix?

.

It certainly isn't,*Galen*!
You should get a council tax refund and the men should pay for their own Bums and Tums.

*THIS IS VERY,VERY NAUGHTY, AND, FRANKLY, NOT WORTHY OF YOU!

That Bums and Tums post was priceless, Galen!

Naughty Galen

Just in case we were getting withdrawal symptoms. You are naughty but ......

I don't do 'Bums and and Tums' as the men don't like women in the class.
I don't think this is fair!
I can't join the male tug of war team either!

NAUGHTY GRANSNETTERS

I have made my will.
I revise it annually of course.
As everyone should.

And what a shame you have to work tomorrow! Hope you can get to Bums and Tums another day instead.
mrA and I took DGD out today but we didn't go to Brewers Fayre. We had a picnic instead.

Have you made your will, Galen. Frankly, I think it's criminal that so many people are intestate.

Hope you've properly invested your ISA allowance too Galen!

STOP IT STOP IT STOP IT!!!!!!!!!!!!!

(Please)

I paid AVCs to enhance my pension!
Everyone should do the same.
If they pay into a SIP, it reduces their liability to 40% tax deduction.

Tomorrow is my day off!
I do not work on Fridays.
HQ rang me and said that if I can't fill in this Friday they will have to cancel the session.
I'm am working tomorrow.

Ask the Expert...

I left the midlands 35 years ago!
I lived there for 33 years
I think it is better down here
I do not wish to go back to the midlands
I have a very nice 4 bedroomed house here!
It is not detached, but I like it!
It is mine.
I'm worried, in case I have to sell it
What should I do?

Galen You had better get some assistance and advice. I know of someone in the Midlands!

Be careful, Galen - there are lots of men out there on the lookout for rich widows. They will have half your house before you know it.

MiceElf you little minx, you!

My financial adviser makes sure I put money in my SIP and ISA.
Is there anything else I should be doing?
I am a confused old lady!

I hope you have properly invested your pension Galen

<runs away screaming!>