Every year since DH stopped being a (salaried ) chartered accountant and went self-employed/freelance, we have had the Tax Return saga. Initially he had an accountant who took a large amount of money to keep us sorted out and who was responsible for the annual nag. Why did an accountant need an accountant? Good question, but he is was and always will be rubbish with papers, forms, filing and his own money affairs. The year that DH nearly died of a perforated colon, I flung myself (and several carrier bags of assorted bank statements) on the accountant's mercy and bless her, she came up trumps, even getting us a several hundred pound tax rebate.
Since then DH was supposed to do it himself. Not a lot of income initially as he was unemployed and on ESA so not really in the tax paying bracket, but of course it is the previous tax year, so when he yet again left it to the last minute 3 years ago and found himself having major cardiac surgery - most inconveniently in late January - guess who had to ring HMRC flinging myself on their mercy and with a lot of kind help we got through it without having to pay the fine. For the next 2 years he just got nagged from December onwards and often the atmosphere was poisonous, but he scraped in by the skin of his teeth.
Looked like the same scenario this year. He claimed he was ready to do it but had lost his ID and password! Too late to get them from HMRC by post ("allow up to 7 days") and then had a massive dizzy attack from being head down looking through piles of files and papers on the study floor.
I offered to help and came across a letter from HMRC which said if you wondered whether you needed to do a Tax Return you coud ring them and check,. So I persuaded him to do just that and eventually he got through. Given that our income is vastly reduced from what it was once upon a time, it did seem silly that he should need to do a Return for a Sate Pension and 2 not very large private pensions and praise the Lord they agreed!! Is he grateful? Well he jolly well ought to be but at least I feel a load has just been lifted off my shoulders!! (What can I nag him about now instead?
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Friends using messages instead of picking up the phone
The importance of grandparents - we could have told them this!




