deborahlogan, Is the throwing away of letters unopened, a sign that you have wider debt problems? If so visit the Citizen's Advice Bureau (CAB) and they will be able to direct you to debt councilling organisations who will, without cost, help you to sort out all your problems, including this one.
In the meanwhile get down to the police station asap. The sooner you do it the sooner the problem is out of the way.
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