I am renewing my car insurance and wanted some competitive quotes. DH is the second driver and he had a small accident claim 2 years ago. It was very minor but needs to be declared. The car was parked and we were tying a large flat object onto the car roof rack when there was a sudden strong gust of wind, which blew it out of our hands and it dented a car parked near us. The claim was only for about £500
When I fill the form in there is drop down box listing what the insurer considers are all the possible ways of having an accident - except none of them remotely matches our problem - 2 parked cars and a flying object. More to the point there is no 'other (please describe)' category at the end.
After trying three different companies, all with the same system and trying to ring one (a long wait) I have decided to renew my existing policy and accept I could probably do it cheaper, it is only 10s of £s more. Next year, the three years since the accident will be up and I won't need to declare it.
I am sure plenty of people have odd accidents like ours, why cannot the Insurance companies design forms that cater for this? grrrrrrr
July 23 Limerick (continuation of July 21)
NHS U turn on trans terminology