Jalima that is correct. It states clearly on the pay slip that £120 includes % ge for holiday pay. That is OK for me as a semi retired person but not for a person starting out!
Gabriella I think you may have forgotten that in 1962 the average house price for a semi was about £2,500 so two and half your father's salary. Two and a half of £25k ( new teacher) which is £1800 pm before tax, NI & pension and loan repayment etc(or even for a HT earning the nat. average of £50k,) will buy you what? Certainly not much as the average semi price is now about £225,600. In the SE it is much higher as you will know.
The 2 bed terrace in my cul de sac, pocket handkerchief for a garden is on the market for £350k or to rent
If you can save the 10% for a deposit and still pay a rent (£1350 pm for a 2 bed place locally!), pay bills, eat, have clothes and pay transport costs to get to earn the money in the first place out of your £1800 a month well done you!
It is like comparing apples and potatoes... not the same at all.