Firstly, may I say that someone, in my experience anyway, does NOT visit you to assess your needs.
After my late DH had a stroke we carried on as usual. He needed a little assistance, but I coped OK. A friend told me that I should apply for Attendance Allowance, but I didn’t think that we would qualify - that he wasn’t ‘bad enough.’
She kept nagging me about it, and even got me the forms to fill in. I agreed to apply, basically, just to stop her going on about it.
The form wasn’t really difficult to fill in. It just asked a lot of questions such as ‘how often does he fall down?’. I was tempted to put ‘every Tuesday morning, and twice on Sundays’ but filled it in to the best of my ability. There was a space for comments at the end. I wrote that some parts were difficult to fill in, as situations naturally varied from day to day. Then I sent it off, and waited for rejection.
To my surprise, and my friend’s smug jubilation, I was awarded Attendance Allowance. The extra money, though not a huge amount, would be enough for you to pay a gardener for 2 or 3 hours of work each week, though you wouldn’t put on the form that you need it for that. I don’t recall being asked what I would use it for, anyway.
You and your husband have earned the right to this money. It’s not charity, and would make your life so much happier, with a tidy garden to sit in. If he won’t apply, do it for yourself. As people have said, there are no questions about your income, just about how you cope from day to day.