Banks and credit card companies don't help, tho.
I've had texts saying 'this is xxx card fraud dept, contact us on this number' and cold calls from my bank asking for security details before they'll speak to me.
I didn't do it, and contacted them on the number I knew was real, and find that those were genuine calls.
If people do respond as asked, tho, and it's all fine, they'll be more likely to fall for a scam.
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