I think they can reclaim through PayPal under certain circumstances. Definitely go for some sort of permanent payment.
Also be aware of a scam someone tried on us. They arrange to collect the vehicle after 7pm. Then come even later....around 9/10pm. They buy the car with no issues. Hand over the money, sign the documents etc and drive off. About half an hour later they phone to say you've sold them a lemon. It has an oil leak, fluid leak....anything they could cause whilst out of your sight. They then demand some of the money back. They are very aggressive and threatening. When this happened to us we phoned the police. We were scared that they would come to our house (as they'd threatened). The police were lovely. They were talking to me whilst the scammers were talking to my husband and telling us what to say. The scammers phoned and phoned and but were very careful what they said in their text messages. Finally the police said to switch the phone off and not to worry but they would be aware of our predicament and would come immediately if we phoned but they didn't expect the scammers to return. Apparently they arrange to do the sale when the DVLA website is closed so that you can't legalise the sale before they have time to pull the scam. They try to terrorise the seller into returning a portion of the purchase price and sadly many cave in. They give up after 7am the next morning because that's when the DVLA website opens and you can put the sale through and onto their records.
If you sell to someone make sure you get them to sign something with 'sold as seen' written on it. We'd done this and the police said they wished more people would do it as it gives the seller rights under one of the Sale of Goods Acts.
