Cheque Books.

Yes, except here in America we call them checks. (Same pronunciation). I write about 4 checks a month for various bills. But for shopping restaurants, etc. I use my credit card.

We use cheques quite often at 56 I don't regard myself as an oldie

MerylStreep

Floradora9

Your account number is not on you bank card your sort code and long number of the card itself are on it plus dates for being valid . The long number is read by the bank and from this they get your account number .
Sorry I used the wrong quote someone said the card showed your account number and it does not.

I don’t know what bank you use but my account No is on my cards.
In fact it’s got Account number written underneath the number.

I bank with RBS and no number on my cards.

We have cheque books but never use them. We have solar panels and the only way we can receive payment from the national company is by cheque! Crazy!

SachaMac

I was a machinist in a bank in the late 70’s. It was the first job you did as a junior before moving on to being a cashier. The first job of the day was to check the piles of cheques coming through the clearing looking for errors including missing signatures. At the end of each day we had to sort & process stacks of cheques that had been paid in over the counter or through the night safe. Banks were a hive of industry in those days with customers queuing out of the door at lunch times and lots of staff always busy in the background. I remember my first cheque book when I started working there at 16 had a big picture of concord on it. I still have a cheque book but can’t remember when I last used it, I’d like to continue to have the option of writing a cheque though, just in case I need to, although it’s likely to be a rare occasion.

SachaMac Gosh that brings back a lot of memories!! I worked in a City of London bank from the late 60's to late 70's in all areas of banking: clearing, securities, accounts, cashiering etc etc. Very happy times. I especially enjoyed being a cashier and meeting the customers. On one occasion while processing cheques into the clearing system I accidentally keyed in my own account number for a credit payment (it was one digit different to my own number), and credited my account with over £1m !!! The following morning my error was discovered. I was terrified I'd be sacked (I was 16), fortunately the chief accountant saw the funny side and it was quickly sorted out. Young though I was I still had the cheek to ask if I could keep the overnight interest - no chance

We still use cheques regularly. We don't use online banking or phone banking, don't trust them. As we get to the end of our cheque books new ones are automatically issued. Last month my son called me to ask how to write a cheque, he never could remember how to do it! I hope cheques will continue to be used for a while longer a lot of older people still like them, having worked in banking for so many years I'd hate to see their total demise - along with statements and quill pens!!

Cheque books will be a thing of the past.Not being issued from my bank.
Monetary gifts l just transfer money to the bank account of the recipient.

Yes still use them for charity and the odd local business. My 95 year old Mum, who is housebound really depends on them.

I write about 10 cheques per year to different charities, also to pay for work done at home (that way they aren't going to be cheating the taxman) and also to pay off my credit card bill as soon as it arrives. Charities will struggle if people can no longer make donations by cheque. We need to keep using cheques or the banks will stop issuing them, my husband and I write each other cheques too. We need to keep visiting our bank branches or THE BANKS WILL CLOSE THEM

I have a cheque book from both my bank and building society accounts . I still write cheques sometimes including birthday ones to my godchildren. My godson can add a cheque to his account without gong into the bank. My goddaughter does still put cheques physically into the bank, she has a long term illness and doesn’t work.

They both send me a new cheque book automatically and I like still being able to have one. My daughters think it hilarious that I would write a cheque but it’s my choice .

Our U3A insists on cheque payments for any trips they organise. We have also been asked to pay our 'subs' at meetings with £1 or £2 coins only, saying that the bank no longer accepts deposits of large amounts of small coins, even if bagged up. I had already found this out when I went to deposit the proceeds of a charity evening. I had chosen a quiet time of day to avoid holding up a queue. The cashier sniffily told me that I would have to bring them in a small batch at a time. "I'm 82", I said, "and I have better things to do than traipse backwards and forwards. The bank earns money from investing our cash, pays us buttons in interest, and tries to behave as though they are doing us a favour by serving us!" She took the cash, weighed it all, and handed back my bag.

Yes but I use them less and less.

I write a cheque every 6 weeks and my son in law surprised me when he said he would have a cheque for his b.day. Probably as he can scan cheques on his smart phone. I would hate to be without the facility

I do feel that banks and other large companies tend to treat us "oldies " with a bit of contempt. Why do they want us all to do everything as they want it and not as we "the customer" want to do it, as we have been doing for a very long time. I for one do not want to "get into the technical age and do everything on a computer or via a machine" I like real people to deal with my money matters. I will draw cash from an ATM, but because my bank has closed all the branches nearest to me I now use the local post office and get really good service from the ladies behind the glass.
Let's keep cheque books, and all the other bits and bobs we like to use.....Viva the Oldies......

Visits/tours & theatre trips through our U3A all require cheques at the moment, although we can pay our annual membership online if we choose to.

Have just double checked, bank account number is definitely on all my debit cards.

Floradora9

Your account number is not on you bank card your sort code and long number of the card itself are on it plus dates for being valid . The long number is read by the bank and from this they get your account number .
Sorry I used the wrong quote someone said the card showed your account number and it does not.

I don’t know what bank you use but my account No is on my cards.
In fact it’s got Account number written underneath the number.

I pay my window cleaner by cheque I don't think he knows that cards exist.

There are still a lot of people out there who are not digitally informed.

Funnily enough, I wrote out a cheque this morning but I use them very rarely these days. A spare one is hidden in the sock drawer which I gather is the usual place for these things.

Your account number is not on you bank card your sort code and long number of the card itself are on it plus dates for being valid . The long number is read by the bank and from this they get your account number .
Sorry I used the wrong quote someone said the card showed your account number and it does not.

jocork

I paid my council tax by cheque until Covid when I started paying online. Recently the online payment system failed so I wrote a cheque and took it to the post office then later found the online payment that claimed to have failed went through the next day! Just as well I noticed! I don’t always check my credit card statement that carefully but was looking for something in particular. I’ll be checking every month now and will pay council tax by cheque too since I clearly can’t trust their payment system! Our council recently went bankrupt so perhaps that had something to do with it! I tried the phone line and was put through to a council 200 miles away! Not trusting them at all now!

Your account number is not on you bank card your sort code and long number of the card itself are on it plus dates for being valid . The long number is read by the bank and from this they get your account number .

I was a machinist in a bank in the late 70’s. It was the first job you did as a junior before moving on to being a cashier. The first job of the day was to check the piles of cheques coming through the clearing looking for errors including missing signatures. At the end of each day we had to sort & process stacks of cheques that had been paid in over the counter or through the night safe. Banks were a hive of industry in those days with customers queuing out of the door at lunch times and lots of staff always busy in the background. I remember my first cheque book when I started working there at 16 had a big picture of concord on it. I still have a cheque book but can’t remember when I last used it, I’d like to continue to have the option of writing a cheque though, just in case I need to, although it’s likely to be a rare occasion.

I dont live in the UK and I use a cheque book to pay my council tax for my house in the UK. My Bank sends a new cheque book
when the old one is almost finished, no problem at all,I use Internet Banking constantly in the country where we live, nobody has cheque books here.

Living in France, cheques are still normal currency. Young and old use them to pay for groceries in the supermarket (although Lidl has recently stopped accepting cheques in our local town. Probably takes up too much of the assistants time). We also get sent/given cheques in payment by French clients of our business. It’s a faff paying it in at the bank as you need to sign the back and enter all of the bank account details before it times out.

I can’t remember the last time I wrote a cheque and I can’t tell you if I still have a cheque book!

I have accounts at 3 Financial Institutions and none of them accept scanned cheques, I expect because they are trying to phase them out. I don’t have any dealings with organisations that only accept cheques or cash, not because of any strong feelings against them but because they are so inconvenient for me. Only one organisation I have dealt with in the last few years said that I had to pay by cheque, so when I told them I couldn’t do that and that I’d find another supplier, amazingly they discovered that they did take bank transfers after all.

Cheques cost the Financial Institutions a lot more to process than electronic payments, and there is all that paper to deal with, so I can understand why they want to phase them out. There are so many alternatives to cash or cheques that I prefer, but I can understand how some people want to keep using them. BTW, the last time I visited an ATM was just before the first lockdown!