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You and yours this morning,, feeling the pinch??

(95 Posts)
foxie48 Mon 25-Apr-22 15:44:47

First topic was a guy from Leeds explaining how he and his partner were having to make cut backs and now wondered if they could afford to have children in the future. They had a joint income of 60K. I didn't hear all of the programme as I was in the car but he was having to cut back on eating out, media subscriptions and now was only buying food from Aldi instead of topping up from more expensive supermarkets. I can only imagine how this must have grated on those of us who really are struggling to manage every day expenses. tbh I didn't feel terribly sympathetic.

MissAdventure Tue 26-Apr-22 07:52:17

You all support eachother, as a family, I presume?

That isnt the situation for a lot of people.

Sara1954 Tue 26-Apr-22 08:08:39

Yes of course, and I know not everyone is as fortunate.
I also know that if I have to be late for some reason, that’s fine, if one of my grandchildren is ill, someone will stay home.
But on the other side, at the end of the year I had seventeen days of unused holiday, and my son and husband had more, and we haven’t been away for more than a few days for years.
Once again, I’m not complaining, just saying that flexibility isn’t as straightforward as it sounds.

MissAdventure Tue 26-Apr-22 08:12:49

Nothing is as straightforward as it seems, is it? smile
People's lives are so very diverse these days.

It's really no wonder that it's all such a mess.

Sara1954 Tue 26-Apr-22 08:17:57

MissAdventure
I agree, I think when we were young and had nothing, and our mortgage was practically everything we earned, but we assumed things would improve, and they did.
I don’t think that’s the case any longer.

Blondiescot Tue 26-Apr-22 08:22:39

Many food banks actively encourage people to donate cat or dog food to help those who are struggling to feed their pets as well as themselves. And campaigners like Jack Monroe regularly urge people not to just donate the 'basics', but 'treat' items which can make someone's day if they get something nice. People often donate items such as olives or similar which were perhaps given as a gift or part of a hamper if they don't eat them themselves. Better than binning them...

Sara1954 Tue 26-Apr-22 08:29:51

I normally let my grandchildren select a few ‘treat’ items, while I try and get things on the list they provide.

Daisymae Tue 26-Apr-22 08:39:32

I did hear the interview. The question was how is the current economic climate affecting you? The man replied with his financial position, in no way asking for sympathy. As a professional couple, without children, they could expect to be least affected. The people who are going to suffer, as opposed to being inconvenienced, are those already struggling and have nothing to cut back on.

Daisymae Tue 26-Apr-22 08:41:36

I think that food banks are a national disgrace. People should have enough to live on and be able to choose their own food.

Sara1954 Tue 26-Apr-22 08:44:12

Daisymae
I know, even donating to them willingly makes you feel patronising.

Redhead56 Tue 26-Apr-22 10:47:19

I do donate to food banks willingly I was on my own after my daughter was born my son was three. Food banks didn’t exist then I would have been reluctant to go to a food bank. But in hindsight it would have saved me money for heating and saved me the heartache.

GillT57 Tue 26-Apr-22 11:19:22

The point is that most people will have to cut back; for some they are already on the bones so it will be heating turned off and cheap food. For others, such as ourselves, we will not be living on cheap pasta or turning the heating off, but the trips out for a bit of lunch will be less often, the hairdresser appointments will be less often, some things will not happen at all, these reductions in our nice but not essential spending are not harsh for us, but will impact the small traders who we use.

Mine Tue 26-Apr-22 11:43:55

I struggle when I hear people talking bout being on huge salaries and all the unnecessary outgoings they have... What did we do when we struggled when our kids were young.. Plain and simple cut back on things we couldn't afford....I listen to my children and what they spend on gym fees, run 2 cars, Friday takeaways& out for brunch on a Sunday morning....My DIL was over £400 to get hair extensions put in....I walk out the room if they say they are skint...

4allweknow Tue 26-Apr-22 12:04:19

It's like lockdown, we learn what we can do without. However there are those who had to struggle week in week out before this crisis, they are the ones who can complain. A takeaway coffee everyday on way to work, a regular habit for some, would cover the cost of a lot of food for some. Yes we are all affected, some harder than others.

Babs758 Tue 26-Apr-22 12:04:32

I heard the interview and the person interviewed said he was well aware there were people worse off than he and his wife. One thing he did say was that they had been planning to start a family but were now having second thoughts due to the cost. He talks about the cutbacks they were making including looking at public transport rather than using the car at weekends if going out etc but seemed to be planning realistically and not complaining. I think £60k as a household income with two professionals working full time is about average and probably does reflect the Radio 4 audience.

And I agree that if couples like this do cut back in eating out, hairdressers, cleaners, gardeners etc this affects many others. As an ex music teacher who used to have to rely on giving private tuition to supplement my state school work I can understand the worries!

Grantanow Tue 26-Apr-22 12:11:02

You and Yours may have been a bit satirical in the example they interviewed but there are plenty of families just scraping by or worse while Johnson struts the world stage and fails to pay attention to to the old and poor, not to mention the rest of us. The Tories simply don't care so long as their lives are comfortable. We need a far better government than this lot.

DiscoDancer1975 Tue 26-Apr-22 12:31:07

£60,000 isn’t that high for two incomes. I know it’s more than many people have...but as others have said, the programme was probably highlighting how higher earners are still struggling.

Times have really changed. When we bought our first house, my husband’s salary was about a third of the price. My salary topped up. Nowadays, first time buyers are nowhere near that with their earnings, unless you’re a professional working in London. It’s not uncommon to start on six figures....but houses in London are still unaffordable. So these people live out of London, and before Covid, were commuting.

It’s all relative. People just live to their means.

ElaineElaine60 Tue 26-Apr-22 12:37:46

Saral1954
Our Foodbank has a list of items to allocate. They ask If you have a cat dog and if it has been donated we will give it out.
We also have a shelf for 'Odd Items"
Which have been donated.Eg Olives White Wine Vinegar .
It is not always possible to give out certain items as not enough donations or money spare

Callistemon21 Tue 26-Apr-22 12:39:55

And I agree that if couples like this do cut back in eating out, hairdressers, cleaners, gardeners etc this affects many others

That's very true Babs758
I was defending the extravagant Beckham wedding on the grounds that it gave a lot of work to many people and that money then trickles down to be spent elsewhere.

Newgran59 Tue 26-Apr-22 13:04:58

As a foodbank volunteer I have seem some very exotic donated items. We try to hand those out as extras to those who might appreciate them.
The list of items in a standard food parcel (in our case several carrier bags full for a family) is not probably what most would choose, but will provide basic food for a few days. The cookery book is a useful guide. All foodbanks publish lists of things they need urgently. I would ask all gransnetters to consider donating whenever possible.

MeowWow Tue 26-Apr-22 13:28:57

Crikey, I wish I had £60k a year to spend.

Germanshepherdsmum Tue 26-Apr-22 14:10:35

Well it was between two of them and may have been gross earnings before tax. As others have said young people probably have high outgoings with mortgages and student loan repayments.

Doodledog Tue 26-Apr-22 14:10:49

MeowWow

Crikey, I wish I had £60k a year to spend.

Very few people will have £60k a year to spend. The figure quoted was pre tax/NI, and between two, before mortgage, commuting/childcare and other work-associated costs.

I can’t do the sums, but you’d have to be earning far more than that to have £60 per person ‘to spend’.

Doodledog Tue 26-Apr-22 14:11:10

£60k per person!

Charleygirl5 Tue 26-Apr-22 15:04:51

I would not like to be dining on soup and/or pasta on a daily basis so when I donate it is frequently jars of honey, jam and marmalade and before the recent cutbacks, cooking oil as well as packets of chocolate biscuits. Tins of tuna are not wanted so I find sardines.

Far too many people have resorted to using foodbanks and it will get worse.

hilz Tue 26-Apr-22 15:41:05

High income families will spend more, many have lifestyles that are expensive to maintain.
Undoubtedly more families need to learn more about money management and making a nutritious meal from available ingredients.
The increase in the cost of living impacts us all regardless and we all will feel the pinch in some areas of our lives.
It is a very valid point made by many on here that small business's will suffer a lot. A big company may survive a few thousand pound loss over time but a small business may not.