Would you lend your car to your daughter.

Yes I would, she is a better driver than me, she is very responsible and I would want to help her in any way I could. She is 51 years old now. When she was a teenager it was a different story.

Paddyann, mine were as well until they moved away and bought their own cars. They’re back now ?

Our AC are permanently on our insurance as we were with our parents .If they need a bigger car for holidays etc we just swap with them for a while .My son has our car quite a lot and its been all over Europe on breaks ,it has never been an issue.They are both very good drivers ,never had accidents(touch wood) that were their fault,no speeding fines and the cars have always been handed back clean when they bring them back .

Love your comment about some things never changing, lovingbeingnan.
I’ve just put one of mine on the insurance for my new car. She and partner both working, need two cars but one of theirs died. They can’t afford to replace it yet, so mine will be borrowed more regularly,

I really cannot believe some of the comments I am reading! I am currently in Australia on an extended trip and I have loaned my nearly new BMW to my grand daughter in the UK whilst I am here as she is moving house soon and needs every penny she can get, so I am saving her nearly £500 per month on her previous car leasing costs. ! I offered, she did not ask, but I am delighted to be able to help her, the cost of putting her on my insurance as a named driver is negligible, she is a very good driver and extremely responsible, ,plus I know my car will be well looked after. Win, win! It’s o ky a car, not a kidney!

Absolutely, we've done this several times. That said the car always comes back with the fuel gauge touching red and the radio stations all pre set to Radio 1! They may be adults but some things never change. ??

My gut feeling Travelasfar is you have given/paid alot of money for what seems like a bag of nails,did she show you any receipts,
Now i apologise in advance,but is your Dd taking you for a fool? especialy knowing you wont be able to drive for a while,nahhh,something iffy i hate to say.
I hope i am wrong.

www.admiral.com/magazine/guides/car-insurance/what-do-i-tell-my-insurer

see section 4, under
Things You Need To Tell Your Insurer Immediately;
4. You change where your car is parked at night

the doctrine of uberrima fides is relevant to insurance contracts, that is they are contracts of the utmost good faith.
this means that each party is duty bound to reveal any information that could affect whether the contract is accepted, and the terms on which it is accepted.
if that information is not disclosed, eg a change in location of where the vehicle is kept overnight, then the contract may be void.
this could incur criminal liabilities as well as financial.

Yes I would and I did and my car carries the scars to prove it and it gives me pleasure every time I look at them. Husband thinks I am mad but I just think how lucky I am to have a healthy daughter and a couple of meaningless memorable dents.

I would loan my car to either my DS or my DD if they needed it and I’d put them on my insurance anyway at my expense .
All the people saying let your insurance company know that she will be the main driver for a few weeks and also that it will be parked on the road are bonkers . My car lives on the drive but if I went away for a few weeks and parked it on the road the insurance company wouldn’t expect me to phone them up and ask permission to do so .
Some people make things so complicated when there is no need . Bonkers .
And the ones saying you need to make sure that they will be responsible for any motoring fines while they have the vehicle, must have weird , untrustworthy families. Paying any charges would be a forgone conclusion if anyone I knew borrowed my car .

happycatholicwife1

Cost usually depends on the driver's age, sex, marital status, driving record, location of garaging, and use. I would if the child in question were responsible and not always needing to borrow this or that and needing financial help. Otherwise, no. I agree with previous poster, she should be helping you, not constantly coming to you for more "raising".

marital status
I don't think that is relevant, not in the UK, anyway.

Some people are responsible but nonetheless have had a difficult time financially in the last two or three years, losing jobs and income because of Covid.

Cost usually depends on the driver's age, sex, marital status, driving record, location of garaging, and use. I would if the child in question were responsible and not always needing to borrow this or that and needing financial help. Otherwise, no. I agree with previous poster, she should be helping you, not constantly coming to you for more "raising".

I would happily lend it to her as long as the insurance is sorted out beforehand and she knows it is only a temporary measure.

Just make sure she knows that you will need it back as soon as you are fit to drive and stick by that so you don’t end up being the one stuck without a car!

Absolutely I would without question. So surprised to read many of you would not help a child in need

Of course I would lend my car to either of my sons (or a friend for that matter) especially if I wasn't using it for 6 weeks. Obviously, once the 6 weeks had passed I would want the car back (a couple of days a week I have to pick grandchildren up from school which is 2 miles away). I am only too happy to help my family or friends if I can, and if that means I am enabling - so what? Just wish someone had enabled me when I was young!

Why is it so hard to find a new car? My old car packed up a while ago so I went to the local garage and bought another (used) and the whole process was done in a few days. I got it using an interest free credit card and paid it off in about a year. The car is going well three years on.

When my daughter passed her test, I bough a new (well, not NEW NEW !)car that she could drive and I bought it on a 'shared; basis...i e she could have it whenever ...in my case it worked fine .....at the time there was a 'stop me when you want' bus which stopped right in front of my house, which took me directly to the hospital I worked it ...........so she had the car for college which was at least two bus stops away.........the only thing she managed to do was to seemingly ALWAYS park on rusty nails ....... which cost a lot in re treads or new tyres.............my insurance, aged 17 cost me well over a £650 (way back when !)....she was always surprised when I had the garage door open when she arrived home ....she said How did you know I was coming ? not difficult ..could hear hear the music when she turned into our road !!!

I’ve just handed over my car keys to my daughter-in-law, as her car has ended up unexpectedly needing a fairly major repair.

So, yes, obviously I would.

I've lent my car to my daughter several times and also, once, to my 21 year old grandson. So long as you put them on the insurance, it's fine.

I don’t really see a problem, I use to lend my car to my son for long periods. Just added him onto my insurance and told the insurance company where is was being kept

I had to pay to have a son added to car insurance. DH was on hospice and me and both sons who don't live locally were taking shifts tobe with DH day and night. I needed additional driver for when I was taking my shift and DS was going home to mine to rest. Think it cost £30.00 to have one added.

From what you have told us it seems your daughter has neither finacial nor mechanical sense. You have helped her out with repairs and now she is asking for the loan of your car.

Either you have spoilt her rotten (oh, leave it to Mummy, dear) or else she really has got a brass nerve.

If you lend her your car, she should pay the insurance.

I would tell her to scrap that car and sell it to a junk-yard, and to use public transport or a bike until she can afford a new car, or else buy one on hire-purchase.

You may not be able to use your car yourself for a while, but that need not, if you change the insurance, preclude anyone with a valid driving licence driving you whereever you want or need to go while you are recovering from your op.

So tell her, sorry, dear, no-can-do. I need the car.

Both of my daughters are responsible drivers and are named on my insurance so yes I would.

We've often lent our car to our eldest, it's never been a problem with our insurance company. He always checks the oil, fills it up and puts it through the car wash before he brings it back!

We have also hired a car for him when we couldn't let him have ours which worked out quite reasonable. That could be another alternative to consider until your DD gets her car fixed or replaced.