We are now in early spring in New Zealand but the nights and early mornings are still pretty cold, although there have been no frosts recently. I have very little body fat, lousy circulation and also take blood thinning medication so I really suffer in cold weather. My hands and fingers go purple and then waxy white before warming up in the shower which, if it is extra hot, causes painful and itchy chilblains on my fingers.
I am greatly in favour of dressing in layers and am still doing so, even though it is officially spring. Today I have a singlet, a jersey and a cardigan, even though the heating has been on all day. When I went shopping I wore a waterproof jacket – it was pouring with rain – which has a detachable fleece lining that is still attached. Being cold is miserable and of absolutely no benefit to anyone. My advice is to wrap up and keep warm, even if it makes you look like Mr Bibendum the Michelin man and you can't bend in the middle.