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Help with a difficult situation for my son in law

(28 Posts)
GranmaP Fri 18-Aug-23 15:54:38

My son in law has had a very difficult divorce with his previous wife, with whom he had one child (now an older teenager). In short, they could not find an agreement about finances, and had to go through long court proceedings (about 6 years since official divorce) that ended about two years ago. At that point my daughter and he decided to have a baby (my lovely grandson), who is now two years old. Now due to the covid crisis his company failed and he had to find another job. As a result, his financial circumstances changed rather dramatically, so he asked to adjust the maintenance he is paying to the ex-wife by a considerable amount. I want to note that in addition to a very high maintenance (more than 50% of his original salary), he is also paying (out of his own accord) private fees in full for the 15-year-old child, who lives with his mother.
It has now been more than one year since he asked for this reduction and the proceedings do not seem to be coming to an end soon, due to court delays and also stalling from the ex-wife, who does not have a job and is behaving in a very unhelpful way as she does not want the maintenance to be reduced. My daughter is extremely anxious about the situation, because her husband is now dipping into his savings to maintain a financial position that is by far no longer affordable. How can I help her? Is there anything they can do to get out of this situation faster? Needless to say he has a solicitor but they seem powerless in the face of the slowness of these proceedings. Thanks for any tips. Worried Granma.

GrannyRose15 Fri 18-Aug-23 19:53:04

Ilovecheese

He has another child that exists now though, so his first child is no longer his primary obligation. I don't mean that she matters less than the little boy, just that he has to consider both his children equally.
Good suggestions about sixth form college if he can hang on until then.

I don’t think the law sees it like that. Ilovecheese.

Lathyrus Fri 18-Aug-23 19:36:31

I don’t think a hardship bursary would be available to someone that had savings they can dip into.

crazyH Fri 18-Aug-23 19:32:48

I don’t think OP has 2 grandsons. The teenager is her son-in-law’s child by his first wife, so technically it’s not OP’s grandson.

Lathyrus Fri 18-Aug-23 19:30:29

I got muddled up with that too.

Very sorry

Callistemon21 Fri 18-Aug-23 19:26:41

Apologies - the child is a boy!!

Callistemon21 Fri 18-Aug-23 19:25:44

eazybee

I notice you your son has a child with his first wife, and a lovely grandson by his second.

Do you not have two grandsons?
Are you not concerned about the circumstances of the first grandson?
Your son was foolish to agree to such a large settlement and I am surprised the judge allowed it. There may well be other issues involved he is not telling you.

The older child (a girl) is the son-in-law's child by his first wife, so a step-granddaughter.

I hope this child is able to have a relationship with her half-sibling, GranmaP's grandchild.

Callistemon21 Fri 18-Aug-23 19:22:24

ronib

Does the private school in question have any provision for helping with a bursary or some type of scholarship in time of unexpected hardship? Or can ex wife find a way to help maybe with the support of her own parents?

Good idea.

cornergran Fri 18-Aug-23 19:20:45

Our son has been required by the court to make substantial spousal payments for a set number of years in recognition of his alleged greater earning power. This amount is fixed, cannot be reduced no matter the financial change he may experience, unlike the payment for children which is variable according to earnings. Sounds very similar. We find it bemusing.

I have no advice other than immediate legal support is needed. I do understand how worrying and stressful this situation can be granmap, hard though it is while you can be a sounding board for your daughter and son in law they will have to decide and agree on a way through. I hope that happens soon.

eazybee Fri 18-Aug-23 19:02:04

I notice you your son has a child with his first wife, and a lovely grandson by his second.

Do you not have two grandsons?
Are you not concerned about the circumstances of the first grandson?
Your son was foolish to agree to such a large settlement and I am surprised the judge allowed it. There may well be other issues involved he is not telling you.

5553n Fri 18-Aug-23 18:15:16

Perhaps your SiL could approach the daughters school and see if they could offer a Bursary which would ease the financial situation for GCSE year then she could move somewhere else for A level. Thinking of you as it's a difficult time for you all.

Cold Fri 18-Aug-23 18:13:51

Pulling his 15 year old child out of Private school half way through his GCSE course seems very unfair to the child - he may not be able to find a state school that does the same combination of subjects and/or exam boards so that the child may effectively loose a year of school and have to start GCSEs again.

However he could make clear to his ex that he can only afford private fees until GCSEs and that they will need to look into state options for 6th form.

The other issue is whether he is really in financial difficulty? If he is then it would perhaps be possible to apply for a hardship bursary from the school - however they will go through all of the income and expenditures with a fine toothcomb.

growstuff Fri 18-Aug-23 18:08:20

Sorry! Son in law, not son.

growstuff Fri 18-Aug-23 18:07:43

Visgir1

Agree re look non paying 6th form collage after the child's GCSEs.

I don't understand why he's paying so much for his ex wife? I always thought it was Child support not Ex wife support.
All the Ex Wives I know only get that, and have to work.

I agree. When I divorced, I had two children aged 3 and 8. I worked full-time. I didn't claim anything for myself, but I claimed maintenance for the children. Initially, my ex refused to pay me anything, so I was forced to go to the (then) CSA. The children stayed with him two nights a week, so the amount was reduced slightly. From memory, it was about 20% of his net income, which was the maximum they could award. A couple of years later I was ill and had to give up work for a while. The CSA couldn't increase the amount and said I'd have to claim benefits. When my ex gave up paid work and became self-employed, it was more difficult to prove his income. He claimed that he was earning almost nothing, so the maintenance was cut to a few pounds a month. The CSA was quick to act to cut the payments.

I realise the CSA no longer operates, but I wanted to give you an indication of how much was payable. I don't understand why your son should need to pay any more.

Hithere Fri 18-Aug-23 18:02:23

Your daughter and sil need a good lawyer

ronib Fri 18-Aug-23 17:52:20

Does the private school in question have any provision for helping with a bursary or some type of scholarship in time of unexpected hardship? Or can ex wife find a way to help maybe with the support of her own parents?

Visgir1 Fri 18-Aug-23 17:43:09

Agree re look non paying 6th form collage after the child's GCSEs.

I don't understand why he's paying so much for his ex wife? I always thought it was Child support not Ex wife support.
All the Ex Wives I know only get that, and have to work.

Ilovecheese Fri 18-Aug-23 17:40:09

He has another child that exists now though, so his first child is no longer his primary obligation. I don't mean that she matters less than the little boy, just that he has to consider both his children equally.
Good suggestions about sixth form college if he can hang on until then.

Callistemon21 Fri 18-Aug-23 17:36:45

How can I help her?
Does your DD work, GranmaP? Are you near enough to help with childcare?

Callistemon21 Fri 18-Aug-23 17:34:29

I think he should carry on paying the school fees until the child is 16, if he can, but sixth form college could be a good option after that. Can he discuss it with his ex-wife or even chat to his daughter about her intentions after 16?

As for the 50% maintenance as well - surely the ex-wife can get a job and pay her share of her child's expenses?

Lathyrus Fri 18-Aug-23 17:22:39

Lots of private school pupils move on to Comprehensives or Sixth Form Colleges because the curriculum is do much better, more variety and more specialists.

But I don’t agree that his first child should be disadvantaged in what is best for her, if to stay at her school is best. Why should her education be disrupted because he has chosen to have a second family. That was not her decision.

Shelflife Fri 18-Aug-23 16:35:40

If he is in this dire situation then he and his ex should get their heads together and take the 15 year old out of private school - he,/ she will probably do just as well in a local comprehensive school. Easier said than done I recognize that !

Jaxjacky Fri 18-Aug-23 16:24:32

I was the first wife once Granmap I didn’t ask for maintenance for me, but it was originally granted for my children. When my ex husband applied to reduce that as his second wife was pregnant it was refused as according to the judge, his primary obligation was to his existing children.

GrannyGravy13 Fri 18-Aug-23 16:17:00

Poppyred

I can understand your worry and concern but don’t think there’s anything you can do to be honest. The wheels of justice turn very slowly unfortunately.

In the meantime maybe he should stop the payments if they are unaffordable.

That’s the last thing he should do.

It is a difficult situation, he has a son and an ex wife, in my basic knowledge of these things the Justice system will put them above his current partner and child.

Franbern Fri 18-Aug-23 16:16:57

One way quick way of savings would be to stop paying private schools fees and let his daughter to a local public school. You stat he i oing that by his own choice, so would not require any legal settlement just to stop it. If her Mum wishes for her to continue at that school, then she would need to pick up this tab. BUT......I would say this whole is very much one that really needs discussion and agreement between your daughter and her husband.

Smileless2012 Fri 18-Aug-23 16:16:52

I tend to agree with Poppyred but rather than stopping payments, adjust them to what he can afford until the matter is finalised in court.

Maybe he could deduct the school fees he's paying which are not part of the original maintenance order.