I do have a problem when sending emails to a company (when I don't have a named contact). "Dear Sirs" seems overly formal for an email (and also sexist), "Hi" or "Hello" too informal.
I usually start an email communication to a business with "Good morning" or "Good afternoon," and finish with "Kind regards."
Santander was the pits today !
Good Morning Friday 24th July 2026
What's one health habit you've started that's actually made a difference?


