Sallywally1
What time do you get up the morning. I usually get up around 8.00 but it can be a movable feast. My DH is strictly regimental about it and always gets up at 6.30. If he leaves it till 6.45 he has got up ‘late’ and has wasted the day.
Blimey, your DH sounds like mine, except mine is up by about 5; reckons I "waste half the day" by sleeping in til 8 but as I point out to him, I am not then falling asleep during the day/early evening whereas he does - frequently
I have been retired just over 2 months and no regrets

