Premium bond winnings.

Of course it’s not a mug’s game. It’s fun - I did well in my first year and now it’s tailed off ( I did wonder about that …😂)

I don't think it's a mugs game. I've only held mine for 4 months now. First two wins, £150 each time, third £25, this month nothing! who know that "nothing" may continue or I may win again, small or large. It's just the luck of the draw and the feel good factor of the possibilities.

Marmight

Last year I won around £3,500 on my PBs. This year not going so well. Every month I think, this is it I’ll get the Big One. Still waiting 🤣. My grandfather gave me a £1 PB in 1956 and I then inherited my father’s which automatically reinvest. I call it my ‘emergency fund’. I’m thinking of having an emergency quite soon as I’m not getting any younger….

Just a query - I thought you couldn’t inherit PBs. When my husband died, I was able to keep his bonds for a year ( and would have kept any winnings) At the end of the year I had to sell them and then I used the money to buy more and add to my holdings.

I've never won, not even £25. It's a mug's game.

Mine goes into my UK bank account which is useful for when I need to send sterling to anyone as well as when I visit the UK(rarely). It saves having to convert it to euros. It all adds up, I’ve never had a big win but so far this year it adds up to £1500 or thereabouts so better than nothing.

Last year I won around £3,500 on my PBs. This year not going so well. Every month I think, this is it I’ll get the Big One. Still waiting 🤣. My grandfather gave me a £1 PB in 1956 and I then inherited my father’s which automatically reinvest. I call it my ‘emergency fund’. I’m thinking of having an emergency quite soon as I’m not getting any younger….

I call my premium bonds my vet account ,all winnings are reinvested and my original 10000 is now 17000.

If I had insured him I would have paid out at least £4000 over 10 years
.Luckily he has not needed any treatment but I was prepared as I know how expensive vets are

I usually try and buy something I wouldn't have bought otherwise. Or if it arrives when I've got an appointment for a hair colour it covers that. Sometimes all of it sometimes a bit left over. And sometimes not quite.

But of course there are times when the boiler blows up, or the freezer breaks down or the laptop has a nervous breakdown....etc

I won £100 this month, it just goes into my account, one month last year I won £1,000, that was shared with my children.

But this month it was £25

I once read up on what happens if you win one of the two £1m prizes. Apparently you are informed the day before by an AM - Agent Millionaire- who calls in person at your house. I have day dreamed this scenario. 😂

I got £200 this month, which is the first win for a while (since February, I think). It gets reinvested, but if I won over £1000 I would split it between the children, I think. More than £10k would be split three ways, to include us.

Going on past performance, however, I won't be holding my breath.

I am currently reclining on my luxury yacht somewhere off the coast of Greece being hand fed Ferrero Rochers and pink champagne by my adoring and overpaid crew trying hard to get through last months winnings before I get stuck into this.
It’s a hard job but somebody has to do it.

DH and I both have a fair amount but neither of us has won anything for the past few months. I expect we are due a huge win soon.

I have done very well with my premium bonds. Won £75 this month.

All winnings automatically reinvested buying more bonds.

This month both myself and husband only won £25 each. Daughter won £500 and she only has £2500 worth. So that was really good. husband is luckier than me but he has the max. Forgotten how many I have.

We have a separate “holiday” bank account. We both pay in a small amount each month and top up with our premium bond wins. It usually covers our spending money for any holidays we take through the year.

So am I YorkLady😎

I too won £125 this month. Spent it already on the grandchildren 😂
At the month end I’m always dreaming how I’m going to spend the million pounds prize, when I get lucky next month 🤞

Like a lot of others any winnings go back to buying more bonds. Eventually we might be able spend some

When we first bought them we won nothing for about a year but more recently we've won a bit more. My max is £350, DH won £650 this month, the most he's ever had. Mainly it's £25 or £50. I suspect we are winning more because so many have got rid of their bonds because interest rates went up.

Dylis

I won £5000 a few months ago! Huge excitement and now planning a special trip away.
I was given a bond on my 1st birthday over 65 years ago. Didn't win a penny for all those years. I decided to buy some last year with money left to me by my Mum and still can't believe I won!

That’s great. Lovely to have a holiday you didn’t expect, certainly a windfall, enjoy choosing.

I won £5000 a few months ago! Huge excitement and now planning a special trip away.
I was given a bond on my 1st birthday over 65 years ago. Didn't win a penny for all those years. I decided to buy some last year with money left to me by my Mum and still can't believe I won!

My winnings, like others are used to buy more. I must be reaching the maximum one of these days. It would be good to spend the money eventually.

I won zilch this month, but I have won a small amount every month for months. There as to be a rest. I have never won a significant amount. £25 is better than nothing.

I always put any winnings towards something special. In the past I’ve paid for a picture to be framed, bought a beautiful plate and put it towards a new dress. My daughter always buys more Bonds.

That is lovely to hear J52. I would do something similar with a big win. Well a win between 500 and 1K