petra- I have a GP who takes statins, because he also has BP issues and a family history of heart disease. And I have a DH who also takes statins, for the same reasons, because of his family history and other health issues, despite his cholesterol being below 5. They both dispair at the refusal of so many patients refusing statins- because of bad press- when they know it could be a life saver, and prevent a stroke or heart attack. I can assure you neither makes any money out of it.
A friend of mine lost her DH to a sudden heart attack in his early 60s - vegetarian diet, not an ounce overweight- but with high cholesterol. They refused again and again for him to take statins as advised repeatedly. She wanted to sue the GP for not being more forceful and convincing 
A slightly raised bad cholesterol is not always an issue is well balance with good cholesterol - but just depends on other health issues and family history.
If parent/s have suffered strokes or heart attacks, and siblings too- and your BP is raised, you have diabetes, etc, etc- then statins could really be life savers. More importantly for me- prevent debilitating and crippling, life-changing, stroke (I do NOT take statins btw- low and well balanced cholesterol, not heart/BP issues and excellent family history- despite having Type 2 diabetes and being overweight).