Do I have a hearing problem?

The first rule about having a hearing problem is that it absolutely isn't you.
Its everyone else mumbling.
It's the TV muffling the voices.
It's people talking quietly in another room and expecting you to hear them....

Try watching Lucifer.

You’ll find you can hear every word of his beautifully enunciated English but you’ll need the subtitles for a lot of the American characters ?

We often have to put the subtitles on, some programmes and films have muffled voices, some have such loud music that it’s painful and we still can’t hear the words.
There have been plenty of comments in the Newspapers about this, especially in the new films being released in the Cinemas.

It varies. I seem to have TV sound up and down a lot. No problem with news or soaps or panel shows but some dramas can be hard to hear what actors are saying.