The wife has to have more than 10 years National Insurance credits if born on or after 6 April 1953, in her own name, to get any state pension at all.
The wife's pension of 60 per cent state pension, based on husband's NI contributions, no longer exists by the Pension Bill passed in May 2014, that brings in the Flat Rate (Single Tier) Pension that comes into force in 2016.
Many women early retired by Austerity job cuts, may also get a massively reduced state pension by the Pension Bill 2014 rising the required NI credits from 30 years to 35 years to get a full state pension.
The Flat Rate Pension effects men born on or after 6 April 1951.
This is not more pension but less for 70 per cent of new claimants.
Pension Credit, State Earnings Related Pension Scheme and State Second Pension all end from 2016 for women born 1953 and men born 1951.
In the future Pension Credit and Housing Benefit could merge.
This means your wife could be left penniless starving forever in old age, and even out on the street.
When women MPs have retained pension payout at 60 from 2012, that was lost from 2013 for the public. Male MPs kept pension payout also at 65.
Is a new relationship possible without sex?





to you ETHEL