Daphne, I live in the real world, I paid for my granddaughter to have music lessons, I paid for my daughters flute and cello. The latter on a widows pension the former on pension. I went without things . I didn't have holidays, eat out, bought clothes from charity shops, did some unpleasant jobs to earn money.
I am surprised one of them hasn't learned to play the violin to accompany posts like this.
We have all done what we could for children and grandchildren Annie and nobody that I know expects "the state doesn't pay for everything" - mainly because "the state" doesn't have any money - it's ours. We do expect it to aid us to pay into insurance for the unexpected and to allow us to pay taxes to give everyone an equality of opportunity though.