Privatisation opened the doors to more corruption. The student loan system is, in itself, corrupt. My loan was £6000. I didn't start to pay it back until I was earning over a certain amount but the interest was adding from day one. By the time I started to pay it back (at around £130 a month) I already owed around £12000. I paid the monthly amount for several years (no choice it's deducted at source) and by the time I had to stop working I owed about £2000. Since that time the loan has continued to have interest added to it so now I owe around £6000 again and it is increasing every month. I'm lucky in that I took out the loan when it stopped being payable when you reached retirement age. The terms and conditions are different now. But over the years I paid back about £10000 for a £6000 loan. If it was possible for me to start to pay it off again it would have cost me at least £16000 which is a hell of a lot of interest.
Orchids and other lovely plants that don’t need a lot of attention


