Pension theft

We were told to have less children.
Now we import the young.

We were told we were OAP top-heavy - Yet these young generation will age too eventually.

They want to do away with the pension.

You see what you want to see and nothing more.

I would sooner have had a lower amount for the last five years than a few pounds extra when I retire. Who knows how much longer I will live to have the benefit of it. I'm a full time carer (with Emphysema) for my disabled husband and we live off his state pension, pension credit and my carer's allowance. I can't work and couldn't claim Universal Credit, if I try to claim the ESA working credit I have to be available for work, interviews, courses etc which I can't be. I had to get a grant from Age Concern to fix hubby's hoist because they wouldn't allow him home from respite until it was repaired.

We have all had a rotten deal. I was born Oct 1954. My pension forecast which I recieved yesterday will be £168, I have nothing else. If I had the lower rate of pension £140, I could claim pension credit which tops it up to 168. On pension credit you also get free boilers, council tax help, dental and optical either free or lower rate. Other people have assured me you can get free lift insulation and lots other things. Can anyone tell me how I can pay for new essential appliances or a new boiler on £168 a week. There are many of us in the same boat I can only quote my circumstances

Message withdrawn at poster's request.

maddyone. Please don't be annoyed with yourself. You did the sensible thing and came to your friends here and asked their advice. That's what I would have done too. How else are we to know? I was misled on Twitter recently. The big newspapers publish lies especially before the election. The BBC showed huge bias in its reporting before the election.
We can only ask our friends and hope that among them some people will have access to the facts. You asked. That was sensible. No need to be annoyed with yourself. You have probably cleared up a terrible problem for others who read the Facebook article.

Without joining in the debate about whether the changes of the pension were fair or not, I just wanted to point out that many workers ( men and women) will not receive the full amount of the new pension amount. As you can see from my user name, I was a teacher for many years and so was contracted out of paying the full NI contribution which means I will get a much lower pension eventually.

At the time I was not aware of this so did not use the extra amount I had in my salary to save in an additional pension. Luckily though I was aware early on of the proposed pension age changes so did make provision and so am not dependent on the state pension.

ld650. I'm in receipt of the 25p a week extra too. I've been told that it was introduced in 1975 and hasn't been increased 1p since. I happily await someone correcting this if I've been wrongly informed.

I think the government should encourage the younger generation to work instead of going to university to study Mickey Mouse subjects that won't get them employment later on anyway. The longer they stay unemployed the less they seem to want to work. Let the older generation retire at 60. They've done their bit to contribute to the fund. I can't see why this isn't obvious to the government.

growstuff - you clearly haven't even read what my post said. I was in a position to plan for a comfortable retirement and did so. Other women weren't as fortunate - for example those whose divorce settlements were based on them getting their state pension at 60. That suggests that in some cases, 25 years ago, even the members of the legal profession weren't aware of the changes.

P.S. I worked full time until I was 76.

Not really a comment on this discussion, which I have found very interesting - just to relay that yesterday I received a letter from DWP advising pension level for coming year with a PS that I would receive an increase of 25p per week on reaching my 80th birthday (which is later this year). Can't wait - big plans.

Emelle You had 25 years notice. Nobody else except you is to blame, if you didn't take any notice of media announcements during the mid 1990s. You're obviously capable of "good management". Taking notice of the budget each year and checking one's pension age should surely be part of good financial management.

Emelle I've read the other side of the argument many times. As a 1955 born women, I'm one of the first who will have to wait until I'm 66. I'm not going to repeat everything here either, but I feel there are so many flaws in the Waspi arguments.

That's not what the law decided. The "source", Carl Beech (aka "Nick") was jailed for 18 years.

I feel that this thread is rather one sided so far. I am one of the 54 born women who have been particularly affected with the rise in State Pension Age, with little notice. A combination of good management and good fortunate as meant that I have not suffered as a result unlike many of my peers. I don't think I can explain the case as clearly as the fact sheet in the link but feel, in the interest of fairness, I need to present the other side of the argument.

www.waspi.co.uk/wp-content/uploads/2020/02/MPs-factsheet-2020.pdf

I would suggest that as a reliable news source Facebook would rank alongside The Beano or Dandy.

Well said!

As far as i know and read about the VIP paedophile ring there was evidence to prove it was true,
What about all the listed names from the 60s and 70s

maddyone Don't feel silly. I keep reading the stuff Waspi women write. I wish they'd stick to the facts and not try to go for the emotional angle and exaggerate. I do feel that women in their late 50s and early 60s have had a rotten deal, not as a result of pensions, but as a result of benefit changes and the general discrimination against them in the workplace.

The original information came from David Hencke. He's a freelance journalist, who was responsible for reporting on the alleged VIP paedophile ring, which turned out to be false.

maddyone I was contracted out, so won't get the full state pension either. That's why it's been useful to me to have the extra six years, during which I've paid voluntary NI contributions. I would urge anybody under state pension age and not working/earning enough to do the same. I will have paid just over an extra £1000 over six years, but will receive an extra £1404 per annum (plus inflation) in pension. Anybody still in paid full-time work will have to pay more.

maddyone. Your experience with this facebook post is exactly the sort of thing I've just expressed my worries about on the 'Labour leadership' thread. You are lucky in that you have this forum in which to talk about it, and find out if it is true, or not. Also, that you have an open mind.

I agree with you that it is puzzling as to the motives of whoever originated the misinformation; I can't see any purpose in it apart from mischievously stirring people up over supposed 'injustice'. But during political campaigns, such as the EU referendum or general elections, the misinformation informs people's judgements and is unlikely to be countered as few other people are aware of what is being sent to the targeted group.

And, I think that the political parties and lobby groups will keep up their 'campaigns' at a low level between voting events, just to soften up their targets...

Oh my goodness, I’ve just received the daily email, and this thread is on it.

I do feel silly for reading and believing. As I said, I’m usually quite sceptical.

And mumof.