PS. The article was written in 2010 and contradicts itself. It was also before all the changes the Conservatives have made to pensions over the last 11 years. Unfortunately, they still haven't made the one change which would make the system fairer and would save the Treasury billions, which is to abolish higher rate tax relief on pension payments.
Is it normal to talk to yourself?


The UK does not have the highest death rate in Europe by any measure, including excess deaths. No "opinions" about it. I wish people would stop saying that.
