MaizieD
Dickens
... I meant to add that, there is therefore no urgency to 'pay back this 'Covid' loan.
(There was a knock at the door and I pressed "post message" before answering it!)
I hope you have better luck than I have ever had in convincing posters of the truth of your explanation.
The extraordinary thing is that when you directly ask posters who mention it, who we 'owe' the covid money too, they never attempt to answer.. 
I think one of the problems is understanding 'debt'... which is usually thought of as inherently bad - on a personal level.
But on a national level, creating debt to invest in the future, can bring huge returns. I equate it, on a personal level, to going into debt to further your education which will enable you to have a secure financial future. Given the chance, who wouldn't!