There are a lot of proposed bills to comment on but one positive to mention is Access to Cash. Here's the text:
In the 2020 Budget, the Government announced it would legislate “to protect access to cash and ensure that the UK’s cash infrastructure is sustainable in the long-term.
The Treasury published a consultation document on access to cash on 1 July 2021, setting out its proposals.
The consultation proposed ensuring there would be “reasonable access” for withdrawal and deposit facilities for personal customers, and deposit facilities for small business customers. It would set and amend geographic access requirements to achieve this. These might, for instance, set targets to
ensure that a certain percentage of the population was within a specified distance of a service point.
The Government proposed giving HM Treasury powers to designate certain firms on which cash access requirements could be imposed. This would initially cover large retail banking providers like banks and building societies.
The Financial Conduct Authority would be given “overarching regulatory oversight of the retail cash system and so would monitor and enforce powers on designated firms. This would formalise and strengthen its oversight of proposals for closing bank branches and ATMs.
Further background is available in the Library briefing The future of local banking services and access to cash.
It’s most likely that any such legislation would be part of a wider Financial Services Bill, as discussed above.
This struck me in the context of this letter in yesterday's paper:
www.theguardian.com/society/2022/may/10/no-help-no-care-no-support-and-now-no-bank
While the writer doesn't mention specifically that the friend she was helping needed the bank for a cash transaction, I know that a transition to a cashless society is of concern for many.
Good Morning Friday 8th May 2026
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