Underclass does not refer to those who through no fault of their own are unable to work because of disability or ill health. I use the term to mean those who are fit and able but are too lazy to try or the irresponsible people who have children they can't afford or can't be bothered with. I am well aware of many like that where I live. Pretending such people don't exist is total nonsense.
I am thinking of switching my bank. Anyone done it?
Airbnb new rules - can't ask guests to wash up!
Cash, should we have some on us?



I think that you are right in that after Scotland becomes Independent and rejoins the EU (or EFTA) that house prices will soar as many disgruntled Brits will want to move here.