Just how stupid do the Tories think we are?

Dinahmo

maddyone

We disagree…….about the use of false apologies.

Hmm, I also had one, from Dinahmo.
So we’re in the same boat Iam.

I thought that I was being polite! I could have used an expletive or two as an introduction.

Do we sometimes shorthand "I'm sorry to have to say". So not an apology to the other person, more a case of "I wish it hadn't come to this". Perhaps? Maybe?

maddyone

Home owners or buyers I should say, pay stamp duty.
In the south it is very difficult to buy a house without paying stamp duty.
You can buy a flat under the level of stamp duty.

Yes, the landlord would pay stamp duty too but if he collected rent of £1000 a month he could easily be paying £4000 every year in tax on that.

growstuff

Well said DAR.

And your post Mon 25-Sep-23 09:53:46 growstuff.

Cabowich

DaisyAnnReturns
^Your asking the wrong person when using the word fearful
That’s not me. Im referring to the people who were scared shitless Re covid. And by edicts given out by the government they saw exactly how people will obey.^

Ditto.

I have no idea what this is meant to say, I'm afraid. Were you quoting me? If so could you let me know where I say it, whatever "it" is. There are certainly words that I would not use.

The word "fearful" comes from the OP, if that helps.

Absolutely no idea what this us about.

The problem is the government are using HS2, immigrants etc as an excuse for running the economy so badly and people believe them. So cancelling HS2 and blaming immigrants/refugees etc is probably a vote winner because people believe it.Not helped by the fact that most of the news media doesn’t properly question what they say.

daughterofbonniebelle

I recall all the noise Johnson made about addressing social care. It was quite clear it was one of his long list of deceits. It defies logic that he was ever elected. A national disgrace.

I don’t suppose that the country and the world being overwhelmed by dealing with Covid had anything to do with it though.
Nor the financial crisis caused by Covid had anything to do with it either.
Nor the war in Ukraine.
Nor Brexit.
No, nothing to do with it at all.

Remind me, what did the last Labour government do about social care?

daughterofbonniebelle

I recall all the noise Johnson made about addressing social care. It was quite clear it was one of his long list of deceits. It defies logic that he was ever elected. A national disgrace.

Hear! Hear! A total disgrace.

I recall all the noise Johnson made about addressing social care. It was quite clear it was one of his long list of deceits. It defies logic that he was ever elected. A national disgrace.

Home owners or buyers I should say, pay stamp duty.
In the south it is very difficult to buy a house without paying stamp duty.
You can buy a flat under the level of stamp duty.

“The fact that home owners don't pay taxes on their primary residence is a red herring. Most people don't buy a home primarily to make a profit.”

My point is that Landlords, love them or hate them pay a lot of tax, most home owners pay nothing, they should pay CGT on the capital gain.

As far as I can see, the great Sunak reset seems to consist of demonstrating that the government can’t deliver anything properly: climate change policy, essential rail infrastructure, the framework for increased productivity, a fully functioning health and social care system, and more.

Instead they seem to be galloping away from their manifesto, and any pretence at meaningful strategic political agendas, and towards ‘policy’ suggestions based on Sunak’s own likes and dislikes - ‘more maths, I’m good at maths; less smoking, I hate smoking’ - or which substantially increase his own and his wife’s wealth.

Of course Sunak is very little invested in the UK - he is almost certain to seek USA citizenship once he’s ousted.

I think you’re probably right there.

I’m beginning to wonder if Sunak will see the cancellation if the HS2 project as a done deal. Apart from his party, he is under enormous pressure from business and threats from donors who will withdraw their money. Announcement due on Friday - interesting to see which way Sunak falls.

Of course Sunak is very little invested in the U.K. - he is almost certain to seek USA citizenship once he’s ousted.

I see Phones4you bod has stopped his very lucrative payments to the Tory party over the green issue.

Of course you could Dinahmo. But that would have been extremely rude wouldn’t it?

maddyone

^We disagree…….about the use of false apologies.^

Hmm, I also had one, from Dinahmo.
So we’re in the same boat Iam.

I thought that I was being polite! I could have used an expletive or two as an introduction.

Katie59

growstuff

Nor am I ignorant about the way investing money in property has distorted the economy in the UK for decafes.

Yes far too much is invested in property, especially residential, the proportion of income that has to be spent on rent or mortgage is just ridiculous. Its home occupiers that are driving the market, developers are just responding to that demand, if more rental properties were available prices would be lower. Allowing a couple to pass on £1m without taxation is just grossly unfair

Commercial property is in balance because businesses occupying them are paying a reasonable proportion of their total costs

I agree with you Katie59 - and my position is that I'm the ex-wife of someone with quite a substantial property portfolio, who is professional enough to maintain his properties well. I am a tenant myself, my children have been tenants of some appalling properties over the years and my son has just finished an MSc in public policy and wrote his dissertation on property lettings. I can't claim to be an expert, but I probably know more about rented properties than most people.

Well said DAR.

Katie59

“If people chose to own property they must expect regulation in favour of the tenant. I repeat, it is a home first and foremost and, to run our country successfully people need homes.”

Banks don’t take any account of loans being peoples homes if you can’t pay the mortgage you are out and you have to maintain the property yourself.

It’s forgotten that landlords pay tax on rent received often at 40% and then get CGT if they sell the property. Whereas most home owners dont pay any tax on their home.

They still make a profit, which over the last few years has been higher than investing the money in businesses.

The fact that home owners don't pay taxes on their primary residence is a red herring. Most people don't buy a home primarily to make a profit.

MerylStreep

^Keep people fearful and they’re easier to lead^
They certainly proved they could do that with Covid. Now they know they can more or less do what they want with you.

I half agree with you, MerylStreep.

I don't agree about covid because anyone who saw the carnage covid caused in China, and then in Italy, in the early days of the pandemic was right to be fearful of it.

OTOH The way that folk are happily embracing things like voter ID, which have no evidence to justify their imposition, does make me worried about how easily they can be manipulated.

DaisyAnnReturns
^Your asking the wrong person when using the word fearful
That’s not me. Im referring to the people who were scared shitless Re covid. And by edicts given out by the government they saw exactly how people will obey.^

Ditto.

“If people chose to own property they must expect regulation in favour of the tenant. I repeat, it is a home first and foremost and, to run our country successfully people need homes.”

Banks don’t take any account of loans being peoples homes if you can’t pay the mortgage you are out and you have to maintain the property yourself.

It’s forgotten that landlords pay tax on rent received often at 40% and then get CGT if they sell the property. Whereas most home owners dont pay any tax on their home.

And where have you been while communities have been discussing recycling. Lincolnshire households already have 4 bins each. It’s not a big leap to think we might be expected to have more. Glad to have some reassurance that it won’t reach as many as 7. GrannyRose

You seem to replace logic with sneering remarks GrannyRose. Enough is enough. I will leave the vast swaths of Sunak's party and the Tory press to tell you why he has got this so wrong.

Remind me never to offer information when you ask GrannyRose. Wasn't that where the "ignorance" you accuse me of, started?

What you see as a childish aim of "getting at" Landlords I see as people being properly regulated. Houses are simply not commodities in the same way as following other latest trends may be. Homes should be no more treated in this way than health or education.

There are good and bad landlords in the corporate sector and owned by individuals. However, extreme Capitalism works no better than extreme Socialism. We need a mixed economy and, at the heart of Britishness - to me - there has always been the need to moderate such extremism and value both the Duke and the dustman as equals.

Providing substandard housing to someone not in a position to own their own because of the way the housing market has been manipulated, and using one person's home to provide another person's higher pension does not seem to show any of that moderation. If people chose to own property they must expect regulation in favour of the tenant. I repeat, it is a home first and foremost and, to run our country successfully people need homes.

growstuff

Nor am I ignorant about the way investing money in property has distorted the economy in the UK for decafes.

Yes far too much is invested in property, especially residential, the proportion of income that has to be spent on rent or mortgage is just ridiculous. Its home occupiers that are driving the market, developers are just responding to that demand, if more rental properties were available prices would be lower. Allowing a couple to pass on £1m without taxation is just grossly unfair

Commercial property is in balance because businesses occupying them are paying a reasonable proportion of their total costs

Nor am I ignorant about the way investing money in property has distorted the economy in the UK for decafes.