JaneJudge
Most people who use food banks are working people not people on benefits. They are generally people who have had something unexpected happen to them, like a vet bill, time off work sick, looking after another family member who is sick. The list goes on. People don;t always have their family to rely on, they don't have savings, don't have a contract at work or stable employment because of how work is organised these days - gig, 0 hours contracts. High rents and lower home ownership, lack of social housing, is really hard on lots of people who haven't got on the property ladder or had stability in life or just an alright life in work, maybe a divorce, maybe a death of a spouse, maybe the death of a child and even if you have other smaller situations and a small amount of money other situations might make you struggle too.
I'm going to cook tea but none of this is rocket science
The mean average amount of money held in a UK savings account is £17,365.
Up to a third (34%) of adults had either no savings (or less than £1,000) in a savings account.
Around six in 10 (61%) UK adults save money either every or most months.
Almost two-thirds (65%) of people believe they wouldn’t be able to last three months without borrowing money.
Savings accounts are the most popular savings method among UK adults, with over half (57%) using these to save money.
Men have more savings on average than women across every age group.
Source - Money.co.uk